Jump to content


Registered Users

Change your profile picture
  • Content Count

  • Joined

  • Last visited

Community Reputation

1 Neutral

About tallmansix

  • Rank
    Basic Account Holder
  1. Ok, I understand. I didn't read it anywhere, just didn't want to poke the tiger, it had been asleep for 6-8 years and initially I wasn't interested in a refund, just a debt wipe. Thanks for your advice but I feel less haste at this stage is a better approach. I imagine a properly prepared IRL has more chance of success and with that in mind I've spent the last hour reading about IRL's on this forum. I realise that I have insufficient records to put a coherent complaint together. So I'm still doing the SAR first to ensure I have as much detail as I can. I'm even going to
  2. I'm worried that an IRL complaint will acknowledge the debt so I'm holding off on that one, I think I've got a good chance of SB to just wipe the debt so I'm doing the SAR first and will take it from there.
  3. I assume you mean sending anything to Latern? - If so, yes will refrain for now. I also assume that the SAR to the original lenders is ok and won't cause any issue such as acknowledgement of the debt? Yes I will look into this. I've read some examples of these on the forum and I do fear that they will claim my self-declared income / outgoings at the time didn't suggest irresponsible lending but I may have some mileage in the fact that I had rolled these loans over for about 3-4 months suggest difficulty. I expect to get that confirmed with the SAR.
  4. Many thanks for taking the time to reply. fkofilee: Thanks, when the time comes to correspond with them I will update the address but I have decided not to engage with them right now as per the next post. My postal redirection will pick up any further correspondence. dx100uk: I've done some digging and actually found I have a lot of information. I had 6 pay day lenders on the go totalling £3300 in 2010. I've managed to find some old spreadsheets, letters and partial downloads of bank statements. It appears I had a meltdown in April 2010 and wrote a letter to all 6 payday lenders sta
  5. I have received a letter today from Latern (formerly Motor Mile Finance) about some old short term loans from around 2012. This really is out of the blue, I've heard nothing from them for as long as I can recall and this letter was actually sent to my previous address but was re-directed. It is quite a jovial letter, it reads "So, dust off the BBQ, enjoy the sun and take this opportunity to clear your debts before winter approaches". They're offering up to 60% reduction. This is a summary of the debts: Quick Quid £512 - Last payment date: not shown Northway £838.88 - Last payment
  • Create New...