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About Ethan1995

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  1. Thanks Sham, just reading that gave me some kind of hope. I’ll get this stuff sent off tomorrow. Now 2:30am again so I’m going to try and chill and get some sleep!
  2. No, Never dealt with anything like this so trying to come to terms with all the abbreviations and what not to keep up with the advice you give me.
  3. If they havnt replied back to my CPR and CCA by when the defence is due can I include that as part of my defence? Could I not just pay you to do my respond letter of defence come when it’s due? It’s all so long winded to me and it’s just frying my brain and causing me to not sleep or even live easy atm
  4. I’m sorry but that’s just referring me to other posts with people with similar cases but how is that going to help my defence? In my eyes I have no defence I simply ignored all contact up until now. You say not to go down the admission route and defend all but clearly I have nothing to defend myself with? Forgive me if you may think i come across as stupid but I certainly do feel stupid at this point in time.
  5. I’m stuck on the CPR, is there a template anyone could give me of what I write? And well I pretty much don’t have a defence so all this is for nothing
  6. Ok perfect thanks, will get that sent out tomorrow and then I guess I seek advice from you guys about what my defence will be?
  7. Ok so the Claiment in my case is Lowell but who’s the Claiments solicitor? It doesn’t say on the papers who it is
  8. So that’s all done, just about to send of the CCA once I can get to a printer, can I include CPR in the same letter as the CCA or does it have to be done sepretaly?
  9. Ok, was just double checking. Starting that respond now, sorry for be so ignorant this is still all new to me and it’s slightly worrying
  10. Right signed up, I have 2 choices on the website Begin new claim Respond a claim made against you - I take it I fill out this one right?
  11. I’m really bad at all of this, what do I need to do online?
  12. Hi again, I’m currently filling out the N9A (SDT) form of admission (specified amount ) I’m go to say I will only pay the original amount of £660.99, is there any advice you can give me to get the best outcome of this route I’m going down?
  13. hope that's done correctly. Name of the Claimant? Lowells Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 1/06/18 Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014
  14. How do I fill that form out I don’t have Microsoft word to put my own writing ( Anserws ) in. And you say it’s stuck with me for six years, stuck to my credit rating? If so I really couldn’t care less about my credit rating it’s that bad from mistakes at a younger age. Or do you mean they will keep the pressure up and there will other more serious consequences? Thanks Never mind I’ve actually used my eyes to work out now sorry, filling it out now
  15. If I just ignore it is the a chance they will just strike it out as taking it to court is proberly costing them more then it’s worth? Thanks Andy I’ll fill that out once I get back home and onto the PC.
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