Ok - Thank you Andyorch, BankFodder, dx100uk!! I shall email them requesting what the texts relate to. Obviously without admitting anything - and take it from there - on here Quick question - if I had informed them that the debt was indeed 'Statute Barred' - when it was not technically so - would that not 'reset the clock?' as I am admitting the debt and its accompanying timeframes?

Thank you Andyorch! I shall send them an email now, and will report back here on any response . As there could be others in my predicament. Thanks again Andyorch - truly appreciated

Hello there! Hope you can help/advise on what I should do! I have been working abroad for last 6 years, and have recently returned, in Feb 2018. I have since received a few texts from PRA Group, to contact them – of which I have not made any contact. I can only think this is related to a defaulted payment on my MBNA credit card, which had, as far as I remember, a couple hundred quid outstanding (yeah, completely forgot about that!) I have, on my return, moved to a different part of the country, and have registered on local electoral roll, updated address on HMRC, Council Tax, Car insurance, tenancy etc… Strange thing - 4 days ago, I received a text from Royal Mail stating a signed for delivery of an item would be made to my address, on that day. A few hours later, I received a text to the effect of ‘Item Delivery has been made – to you or your neighbour’ – I have not received anything, no calling card , ie, RM Parcel Left with…’ Neighbours haven’t received anything. Now, I am thinking that perhaps, this is a ‘Before Claim/Claim form’ that might have been sent by PRA Group to my old address. (just did a Trustonline search at old address, no CCJ’s there) Perhaps sent on purpose to get backdoor ccj? Do I: · Contact PRA group via email– Requesting information regarding their sent texts, and to send the correspondence to my updated current address. Worded in a manner without resetting the SB clock – as I realise its nearing its 6th Birthday! – If so, what should I send, ie, form/template? Not sure how to proceed – would welcome any thoughts! Thank you all!