18 months ago I moved out of my parents house into my first flat (renting)
I thought that I'd set up all of my payments (gas, electric, council tax etc),
Today I received a letter from united utilities saying they have recently found that my address is occupied and are going to send me a water bill.
I've looked over my previous statements, and yes, I didn't inform UU that I'd moved in. I know this was extremely stupid!
Obviously I have to ring them and sort this out, I have the money to pay for 18 months worth of bills, but am just afraid of what to expect when I call.
Will they threaten me with legal action over failing to disclose my address?
Will it affect my credit rating?
if I ring them tomorrow to get this sorted, apologise and offer to pay in full,
what kind of backlash/penalties can I expect?