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infused

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About infused

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  1. Thanks for the support. The forums gave me much needed reassurance and guidance. I will make a donation today.
  2. Update on the claim. Today was the day for the hearing, it was scheduled for 12pm. I went into the court and approached the usher to sign in, but he couldn't find my name on his papers and told me to go to the office downstairs. I spoke to a clerk downstairs who looked at my papers and claim number, she looked it up on the system and turns out they cancelled the claim yesterday. So I guess I kind of won. I really wish it went to court though. Do they lose out on court fees since it was so close cancelling?
  3. Yes I saw that mistake immediately upon the first read back. It is of course fixed now. How is everything aside from that?
  4. Okay I've drafted up a witness statement now let me know what you think. I'm sending it off now anyway but it would be important to get any feedback for the hearing. Just noticed a critical typo after submitting to this forum, at the order sought part at the bottom I've mistakenly put claimant when I meant to type defence. It's amended now. Witness statement.doc
  5. I don't the capacity to make a PDF document right now but here are the pages as JPEG. claimant_ws_.pdf
  6. The case has been assigned to the Court I chose and they have sent me and the court their evidence and witness statement. I read false information online I took for regulation as the deadline for evidence to be submitted 14 days before the hearing. I overlooked there was a deadline for 19th of september. My critical error. I've been extremely busy for personal reasons around this time and they sent me their statement 5 days before the deadline. I rang up the Court and they suggested it will be up to the Judge whether he will consider my evidence but it may ca
  7. Hi there so an update on the case . I'm getting pretty anxious about this now. Looks like they're going to proceed. I'm not sure of what I need to do to submit documents as evidence. I investigated on vodafone's files. They failed the SAR and didn't give me any information during the time frame. I phoned up and asked them what the bills were for and they couldn't find the details on the system. They know that there is a balance outstanding that has been passed onto to Lowell but most of that is a culmination of unpaid months where I didn't use the service at all since
  8. Sorry I'm not sure what this means. Can you explain please? No, I haven't moved. I'm living at the same address. They asked for a driving license, passport or utility bill.
  9. A little update on this case, I received a Directions Questionaire filled out by Lowell. How do I respond to this action? Also, received back from Vodaphone the SAR form with my postal order enclosed. They refused the request on the grounds that I failed to identify myself. Should I retry now that GDPR is now in place?
  10. Fair enough. I removed that paragraph and submitted it. Hopefully if I win I can get it removed. Is there anything I should be doing now that it's submitted? Thanks for the help and guidance.
  11. Final draft -------------------------------------------- Particulars of Claim: 1) The Defendant entered into an agreement with Vodafone under account reference 000000000 ('the Agreement'). 2) The Defendant failed to maintain the required payments and the service was terminated. 3) The agreement was later assigned to the claimant on 31/08/2017 and notice given to the defendant. 4) Despite repeated requests for payment, the sum of £201.09 remains due and outstanding. And the Claimant claims a) The said sum of £201.09 b) Interest pursuant to s69 County Co
  12. Issue date is 05 April 2018. Would it be okay to include this paragraph to my defence? 7. It is noted that the claimant has issued a default on the defendant's credit file starting from Feb 2018, for the amout of £201. This amount is supposed to reflect the defendant's alleged balance but clearly the incorrect date and issued under the claimant's name, 'Lowell' which is again incorrect and unlawful. The default on the credit file for April 2018 was then increased to £285 to reflect the costs of legal fees for this County Court Claim. This figure does no longer contitute fees that
  13. How is this for a defence? Will this be okay for me? It's an amalgam of two similar cases from the forums. Particulars of Claim: 1) The Defandant entered into an agreement with Vodafone under account reference 0000000000 ('the agreement'). 2) The Defandant failed to maintain the required payments and the service was cancelled. 3) The agreement was later assigned to the claimant on 31/08/2017 and notice given to the defendant. 4) Despite repeated requests for payment the sum of 201.09 remains due and outstanding. And the Claimant claims a) The said sum of 201.09 b) Inte
  14. I'm at the stage where I want to start a defence but I'm unsure how to and effectively go about this? Is there a particular way that I can get the court to adjourn and go down a complaints route with more time to spare? Ultimately I just want this default removed. It's clearly falsified but I want to make sure that when I get it removed they won't put one back on. If possible I'd like to avoid paying for anything as I don't think I owe any of it but if need be to just quickly end the ordeal I'm willing to settle but only at no affect to my credit report. Any ideas as to how I bes
  15. So I received a reply back from Lowell and they said: "We confirm receipt of your letter requesting a copy of the agreement, assignment and default/termination notice in respect of the above account. Furthermore was can confirm the account was actioned appropriately following receipt of your acknowledgment of service. As this account is a telecommunications account it is not regulated by the consumer credit act 1974 and therefore the supplier may not have retained a copy of the agreement. The terms of such an agreement are deemed to be accepted when the deal on the sim card is broken
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