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Welly26

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About Welly26

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  1. Hello i have just logged on to the MCOL online portal to check if any updates and its says DQ sent to you on 28/09/2020 will this be sent by post and will there be anything I need to do? Will this be sent in the post? i cant see anything online.
  2. I never expected to see an option of a counterclaim so pressed no and that looks correct. Thank you for all your help so far. what now, do I just wait for the court to contact me?
  3. Thank you, I never noticed you had edited to such an extent.. I really appreciate your help. I am assuming I don't wish to make a counter claim?
  4. Try again: thanks for bearing with me I have copied the text in post 21 and added in the line missed: Does this now look ready to submit? The Defendant contends that the particulars of claim vague and are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. The Claimant has not complied with paragraph 3 of the PAPDC (Pre Action Protocol) Failed to serve a letter of claim pre claim pursuant to PAPDC changes
  5. Hello DX100 uk, Apologies, I thought I needed to edit the above to suit my case.. My bad. there is not a 16 digit number in the claim, its exactly has written.
  6. Hello, what do think of this? i have taken most of it on the above mentioned posts, i need to submit today really because I don't think I will gain access to a computer tomorrow 1) An agreement between HSBC and Defendant/s (D) subject to standard terms and conditions 2) Claimant (C) purchased the debt 13/10/2016 3) it was a term of the agreement that is any instalment was not paid on due date, C would be entitled to repayment of outstanding balance of total amount payable less (on Payment) any rebate that D maybe entitled 4) D Failed to pay instalments due. C issued
  7. Hello Thank you DX, that's the one I used mainly and posted what I think it should look like. How does that read or is it complete rubbish and I need to try again? I know I have to submit ASAP now so getting anxious
  8. Hello All, I am really struggling with this defence. I feel i have copied to much 1) An agreement between HSBC and Defendant/s (D) subject to standard terms and conditions 2) Claimant (C) purchased the debt 13/10/2016 3) it was a term of the agreement that is any instalment was not paid on due date, C would be entitled to repayment of outstanding balance of total amount payable less (on Payment) any rebate that D maybe entitled 4) D Failed to pay instalments due. C issued a Default Notice requesting payment D failed to pay sums due, which consequently be
  9. Thank you, I will read through your case. what do I do now? Do I start my defence for the court part? or do I go back with an offer?
  10. Morning, I have today received a letter from IDEM so signed for delivery. Thank you for your request to sections 77-79 of the consumer act 1974. unfortunately, we are unable to supply a copy of the credit agreement at present, we have contacted the original lender for a copy and if available it will be sent to you under separate cover in compliance with your request. the balance of the account is still outstanding and we will continue to pursue this debt which will include registering and arrears or defaults with credit reference agencies. We can confirm the balanc
  11. Sorry, I have today sent of the recorded delivery’s and also filled out the MCOL. i see we have so many days for the defence submitting so planning ahead, when is the best time to do this and why should I start thinking about submitting. thank you for all your help so far.
  12. I have done this today. when should i do the defence?
  13. Name of the Claimant ? IDEM CAPITAL SECURITIES LTD Date of issue – 25 AUG 2020 Particulars of Claim What is the claim for – 1) An agreement between HSBC and Defendant/s (D) subject to standard terms and conditions 2) Claimant (C) purchased the debt 13/10/2016 3) it was a term of the agreement that is any instalment was not paid on due date, C would be entitled to repayment of outstanding balance of total amount payable less (on Payment) any rebate that D maybe entitled 4) D Failed to pay instalments due. C issued a Default Notice request
  14. Thank you, I will do this from a PC tomorrow. thanks for your reply.
  15. Hello, long time lurker first time post. I have been sent a County court claim from IDEM Capital that i need to respond to and i have no idea what i am doing. Short Story. December 2008 defaulted on a number of credit accounts and entered a DMP with CCCS which is now Step change. Step change closed the DMP in April 2019. there was still balances on accounts. Idem are chasing a few and some with Cabot Idem became a pain in the backside and sent lots of letters and even had a company called resolve call visit and give me a nice card
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