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zaf100

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About zaf100

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  1. Thanks for your response. Pardon me for my ignorance but what is a BW please? Also, can i fill a claim form now as it appears this judgement was issued in 2016 - I thought you only have 28 days to respond within once the CCJ is issued?
  2. The claimant is mentioned as Excel parking services ltd in the letter from DCBL. On the credit file it doesnt mention who the claimant is. It mentions the CCJ case ref number and court name as: County Court Business Centre. The outstanding amount is being shown as £269. i dont have any proof of the drive through unfortunately. So should i contact Excel parking and pay them the fine instead of DCBL? is there any chance of DCBL causing any further issues for not responding to their letter and/or not paying their admin charges?
  3. Ok I have done a check against my previous address and unfortunately there is a county court judgement on my file. The judgement date is showing as 16th Sep 2016! I genuinely was not aware of any of this until thursday when i received the letter from DCBL. DCBL have asked me to pay the fine, plus the admin charge within 14 days. Should i pay DCBL directly including the admin charge? What would happen if i dont pay admin charge? Could i potentially end up creating a bigger mess for myself and ending up paying alot more? Is there any chance of having the CCJ removed.
  4. This is has some really useful info - many thanks for sharing - much appreciated.
  5. there is no mention of when the CCJ was issued or any details of the incident. I'm trying to google currently to understand how i can find out if there is a CCJ issued and how i can find out which address it was issued against. However, to be honest i am a little nervous about finding info on the internet based on the previous advice i have read on several other forums that mentioned it will unlikely result in a CCJ, which turned out to be incorrect. To be honest, i dont recall if there were start and end times. There was a pic but it wasnt very clear and i dont recall if it
  6. Thank you for your prompt response. You are correct that the advice to ignore these letters was from several other forums. The address was changed 2.5 years ago and it appears the CCJ must have been issued recently as this is the first letter i have seen with reference to the CCJ. I am just very upset i didnt get any court letters hence no chance to defence myself. If it will cost 255 to set the CCJ asside then perhaps it may be easier to just pay up before the costs increase further. Is there a way of paying this with out the DCBL admin charge of £75 + vat? Also, would paying this
  7. Thank you for your responses. The parking fine was issued as my partner was driving my car and he got lost and thought he was turning into a small road, which happened to be a private car park. The only way out was through the other side of the car park. apparently their camera system detected this and issued a fine, (via post) which was purely unjustified as technically he did not park but just crossed this car park. Car park in question is the manchester chorlton car park next to the banks and various other retail outlets such as quality save etc. Based on the advice on
  8. Hi, I have received a letter from DCBL which states: "Your overdue amount of £269.48 due to Excel parking services ltd in relation to a county court judgement number xxxxxx has now been passed to DCBL to recover the debt on their behalf" It also mentions a further £75 + vat charge. I have searched lots of forums and the advice has been consistent to ignore all letters from Excel parking or any debt recovery firms. i am concerned this letter mentions CCJ number which suggests a CCJ has been issued. I dont recall receiving any court letters, although i have changed address.
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