Jump to content


Registered Users

Change your profile picture
  • Content Count

  • Joined

  • Last visited

Community Reputation

1 Neutral

About applesnpears

  • Rank
    Basic Account Holder
  1. Yep your right, I have read up previous threads before but should of searched before posting. Sorry!
  2. Andy, I've received a response from Cabot 2 days ago, the letter however is dated 22 March. They sent me two identical letters at the same time? Maybe a clerical error? It states they've received the s77-79 of CCA 1974, and do not have the information on file. They will however request all items from original lender. They acknowledge the 12 day limit before the credit agreement becomes unenforceable?? They anticipate that they will not get it before this time limit is up but hope to get it within 40 days? if they can't they'll contact me. Same thing, just wait? Do
  3. ok Andy, so what do I do now just wait for them to send what I've requested? Do I need to check on MCOL to see if anything changes?
  4. I've received a response from the court acknowledging my defence. It says the claimants have 28 days to responsd and that the claimant may contact me. I've also received a response from shoosmith stating that they have requested the same information I want to Cabot and that Cabot may take time because they need the information from New day. Should I upload the letters here?
  5. Submitted defence, MCOL states it will be processed on the next working day
  6. Sorry Andy I wanted to take that part out but couldnt edit the post, yesterdays CPR and CCA are my first requests to them. I received no reconstituted agreement that I know of
  7. With New day Aqua? On my credit report it just shows Cabot now and not New day states 9/12/2016 as acc start date
  8. Can't seem to be able to edit my posts, where it says "additionally I have also requested by way of a CPR 31.14... will that need to be deleted or does that refer to the standard documents Cabot provide everyone when they take over our debt from New Day? I can't seem to find anything they sent me
  9. 1. The claimant claims the sum of £436.86 being monies due from the defendant to the claimant under a regulated agreement between the defendant and New day and assigned to the claimant on 12/09/2017, notice of which has been provided to the defendant. 2. The defendant has failed to make payment in accordance with the terms of the agreement and a default notice has been served pursuant to the Consumer Credit Act 1974. 3. The claimant claims the sum of £436.86. The Defendant contends that the particulars of claim are extremely vague. The Defendant accordingly sets out its case b
  10. Andy the alternative cpr complient you mentioned, Do I still need that?
  • Create New...