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  1. Hi thanks for the replies, spoke to HR who have told me to put all on an email, so for now tnus is how I will proceed
  2. Hi, any advice appreciated I am an nhs bank worker so although I am on a zero hour contract I am never short of work. Up until recently my hol pay was included in my wages every month and on average the holiday pay was paid at the rate of my night duty as I only work nights. They changed it so we now have to ask for our holiday pay when we need it and since then all hol pay received is only paid at flat day rate. I queried this and was told no that's right it does not matter that you only work nights. I have looked into it and took advice of acas who state the law us hol pay should be paid on average earnings over the 12 weeks previous, ....is there any exception to this?, I dont know how to go about this with my employer, any help appreciated
  3. Great thanks, So do I sar them or would a phone all do
  4. Yeah I have looke through the search and I can’t find anything that relates to going after the underwriters, norton closed 2012 most threads are pre that
  5. It’s dead in the water, just been to Fscs page and they were not regulated at the time
  6. HI I am wandering how I can find out if I was charged PPI from these brokers, it was either Norton or ocean, they got me a secured loan with Swift finance back in October 2005, I literally don’t know where to start. I was ripped off by thousands by swift, at the time I was gambling heavily and basically ended up selling my home to clear the debt, I have put of trying to find out anything because it just takes me back to a time when my life was in ruins, now I feel like It’s the time to try Any help would be appreciated, I also had a mortgage with preferred and Gmac, eould it be worth trying them
  7. Just for information, if you are an appointee for someone you cant use the online system I applied for one online for my daughter waited weeks for a reply only to be sent an application form because its not open for appointees
  8. where did you find info about CEO I have been searching. cant find anything, looking for email address
  9. I wouldn't have thought any DCA would have touched a CFO loan
  10. messing me around.......... Customer service say they cant replace or fix machine until claim is settled, claims department says they cant settle claim until machine is replaced or fixed can I send a pre action protocol by email?
  11. I have resent all photos with labels showing along with a completer timeline of events, also supplied Receipts for the 4 tshirts that were purchased in February and worn and washed once, I never sent them pics of underwear nightwear or towels etc just told them that numerous items had been ruined Told them I would accept an offer of £300, which I think is very fair, and also to get a move on with on as they wont return the machine until this claim is dealt with, if this fails or they start to mess me around I will take the above advice, it took me 2 hours to do this today, as well as the hour I spent the other day, its time I dont have.
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