Jump to content

eastlad1987

Registered Users

Change your profile picture
  • Content Count

    9
  • Avg. Content Per Day

    0
  • Joined

  • Last visited

Community Reputation

1 Neutral

About eastlad1987

  • Rank
    Basic Account Holder
  1. Hello not a massively urgent issue but lost my license (provisional) and have applied for a replacement last week they received it 11.04.2019 it has been countersigned / paid for / photos / all identification posted with it. I also had a change of name so included deed poll. Now I know they say up to 3 weeks waiting for license to get back to you and I havnt had any email or call asking for further information so is that a good sign does anyone know if it takes longer than 3 weeks sometimes ? Thanks
  2. ok ty for that ill have a read through some of the info tonight and see about sorting this whole mess out (through writing of course)
  3. oh right... noted. i dont deal on the phone but i have been emailing a woman at ardent credit. she was pretty insistent on getting me to respond to her emails
  4. No i have stopped paying EVERYTHING it was crippling me. I receive Job seekers allowance £142 a fortnight which has deductions of £15 a fortnight leaving me with £127 and I have to pay my rent service charge of £27 a fortnight. So i live on £100 a fortnight. There really is little if anything spare for debts
  5. Ardent Credit Services Ltd dealing with Klarna bank and next directory Lowell dealing with tesco, o2 and ace catalogue Provident kept sending the area "manager" round daily. I shouted out the window "im going to call the police if you come at unreasonable times of the day anymore" he then disapeared for a week, last week reappeared at 6:45am my housemate answered the door and told him to ..and get a real job, now i have got provident head office bugging me 50 times a day on the phone.
  6. oh ill have to actually have a look at the letters, wont be long. I was just copying off credit report that dont show the names of the dca's from what i can see.
  7. Debts (Recent From August 2017) Klarna Bank Original Debt: £300 Last Paid: £12 novemeber 2017 Now Owe: £288 Now with DCA. Tesco Mobile Contract: Defaulted and Contract ended Last paid: £11.50 in November 2017 Unknown what total debt will be but was only 2 months in on a 24month contract o2 Mobile contract: Defaulted and contract ended - being passed to DCA Last paid: £12 December 2017 Unknown what total debt will be but was only 1 months in on a 24month contract Ace Catalogue: Defaulted Owe: £116 (i think this has been passed to DCA) Next Directory: Defaulted Paid: £9 (minimum payment last month) missed this months Current debt: £310 Provident Loans: £200 Loan - Paid 4 payments of £12 a week - now defaulted and been passed to DCA. Balance is £298 outstanding. ------------------------------------------------------------------------------------------------ Debts Pre August 2017 Peachy Loans - £200 - With DCA - dont know how much is owed lost all letters Sunny £100 - With DCA - dont know how much is owed lost all letters Lending Stream £300 - With DCA - dont know how much is owed lost all letters Ferratum UK £300 - With DCA - dont know how much is owed lost all letters Pounds To Pocket £300 - With DCA - dont know how much is owed lost all letters Wonga £150 - With DCA - dont know how much is owed lost all letters MYJAR £200 - With DCA - dont know how much is owed lost all letters Vodafone - £400 With DCA EE - £450 With DCA Vodafone Business - £450 With DCA Virgin Mobile - £400 With DCA BT - £800 With DCA JD Williams Catalogue - £550 ish With DCA Jacamo Catalogue - £500 ish With DCA Halifax Bank overdraft: £300 - With DCA i think EON Electric : £100 With DCA
  8. Oh ok that sounds cool - ill go through my things and make a list at some point this afternoon.
  9. Hi there, I am new to this so go easy on me please I hope I have posted this in the right forum. I have got myself into a right pickle with debt. I am on benefits and am seriously getting close to the line of going completely and utterly doolally with the stress of the constant letters and phone calls. I am really not well mentally and this is just the thing that is going to push me over the edge, as the letters coming are increasingly threatening, and I am really scared. I am willing to give details but I just dont know where to start or what to do, I am living hand to mouth as it is. Hope someone can advise. Hoping this might be the first step to ending the harrassment so I can concentrate on getting better.
×
×
  • Create New...