zorro9583
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Posts
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okk what does a defence with merit mean how do i do that
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well according to that form im living above my means anyway but by doing that will it mean the ccj wont be applied im sorry i have no idea
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well tbh id rather reduce it and try to come to a fair plan as 50 a month is alot for me as im not on alot of money im not sure if its worth challenging as im no lawyer
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no we didnt change address i assumed we did but obviously not as it was such a long time ago. the debt was 432.93 and 107.00 costs total 539.93 and they are asking 50 pounds per month however i cannot afford 50 per month
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studio and it has been passed to lowell im not trying to get away from this debt however i dont want a ccj when payment was offered to them twice and they refused to accept it
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yes i have received a letter from them this debt was from when me and my partner had our first house and we did take out the debt when we tried to pay it they said they cant accept it as it has been passed to a debt collector my fiance rang them to pay it and they refused payment as it was her and not me now its gotten to this stage and we did not here from them for about 4 years and now its gotten to this
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it was supposedly signed on 30/08/2012 and thats all my letter states theres no signature or any other details i have sent them a statute barred letter yet they claim that the last payment was made in 2014 when i asked for proof they could not provide it
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hi all im new to all of this I have recieved a letter of judgement for claimant before this i recieved a letter that supposedly acknowledges a debt with studio but it doesnt have my signature on it and in less than a week i have had a judgement for claimant letter and i dont know what to do.
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