Here is the email they sent me :
URGENT! Lowell Portfolio 1 Limited vs xxxxx xxxxxxx - Reference Number: xxxxxxxxx - INVITATION TO SETTLE (Thread:xxxxxx)
Dear Mr xxxxxxx
Our Client: Lowell Portfolio I Limited
Lowell Reference Number: xxxxxxx
Claim Number: xxxxxxxx
We refer to the above.
We note the contents of your Defence and confirm that the balance relates to an O2 UK Limited account with mobile number xxxxxxxxxxx.
The agreement was entered on 26 November 2013 and subsequently defaulted on 30 May 2008 due to non-payment.
At termination, an early termination fee of £903.88 was then applied in respect of the remainder of the minimum contract term.
The last payment date was 20 May 2013 and the payment made was of £88.87.
Please find enclosed the statement of account.
In the circumstances, we now look forward to receiving your repayment proposals for our Client’s consideration so that further legal action may be avoided.
This letter is drafted without prejudice, with the legitimate aim of saving costs and the Court’s time.
Our Client is satisfied that there is a valid claim and wish to proceed through the litigation process if no arrangement can be agreed upon.
As you have filed a Defence to the above Claim, the options available for repayment are as below;
1. You can make proposals to settle the Claim by way of a one off lump sum payment.
This would then be considered by our client and if acceptable, upon receipt of the agreed funds we would write to the Court and request the Claim be marked as settled. We would also ask that any pending hearing is vacated.
2. If you are not in a position to offer to repay the outstanding balance in full you may wish to consider a Tomlin Order where both parties agree that the outstanding balance of £1,258.39 can be repaid by way of instalments either per month, week or fortnight.
However if you default on the agreed payments, our Client would be at liberty to enter a Judgment against you.
* Please note there is a Court fee of £100.00 for the Tomlin Order which would be added to your outstanding balance making it £1,358.39.
Note our payment methods below:
•************* Direct Debit (will require your account number, sort code and account holder's name)
•************* Standing Order (our bank details – Sort Code: xx -xx-xx Account Number: xxxxxxxx and Payment Reference:xxxxxxxxxxx)
•************* Pay in at any NatWest bank using their paying in slips and our bank details (above)
•************* Cheque (made payable to Lowell, Address: Lowell Financial, PO Box 1419, Northampton, NN2 1BU)
•************* Postal Order or
•************* Debit Card (you can call us on xxxxxxxxx or pay using our website:*http://www.lowell.co.uk)
Due to the pending action, we should be grateful if you could contact our offices*within 7 days*from the date of this letter to confirm your intentions.
Should you fail to agree to the above, we reserve the right to produce this letter at any hearing as evidence that costs of attendance could have been avoided, and should therefore be borne by you regardless of the outcome.
Please contact our offices on xxxxxxxxx to discuss your proposals.
We look forward to hearing from you.
Lowell Solicitors Limited
Darwin House*7 Savannah Way Leeds*Valley Park West Leeds LS10 1AB