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rogerfed

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About rogerfed

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  1. Hi Rogerfed, I’ve just found myself in a situation almost identical to yours in which my only hope of recovering the huge losses incurred from damage done to my house by a rogue builder seem to be through his insurance. I’ve read the entire thread on your case and spoken to a couple of solicitors but it’s still pretty unclear. It would be really helpful to have a chat with you if possible to find out what you have managed to learn, and I can tell you what I know. Let me know if you’d be willing to do that. Thanks! 

  2. Is your builder insured? Yes Who is he insured with? QBE Have you seen any documentation relating to the policy? Yes he has given them to me. Is your builder cooperative in respect of you making a claim from his insurance? Yes fully. He has now gone bankrupt and so I am trying to claim directly off the insurer (via third party rights against the insurer act). Also if anyone could help with these previous questions: If PL insurance just covers the damage caused by faulty work, but not the actual faulty work, would the complainant not keep coming back each and every time
  3. Just reopening this thread if I may. I am still pursuing my claim! But a quick question if I may? If PL insurance just covers the damage caused by faulty work, but not the actual faulty work, would the complainant not keep coming back each and every time the problem arises (if the insurer refuses to fix the actual structural issue)?! Also, has anyone ever claimed on an insurance policy against diminished value of a property after poor workmanship of a builder? Or has anyone claimed for consequential losses as a result of a builder, again from an insurance policy? Any
  4. Coming back to this, does anyone know why a house could not be considered a product? Surely a flatpack house is a product? Then why is a traditional house constructed or extended not also fall within the definition of a product? If an insurance policy defines a product as Any commodity article or thing computer software or firmware (including its container packaging label and instructions for use) which is (a) manufactured sold supplied processed altered or treated (b) repaired serviced tested or maintained © installed commissioned constructed or erected by You or on Your behalf a
  5. So it's not relevent if someone agrees their previous statement was wrong, but the judge ignores that and goes with the original statement??? I can't get my head around it
  6. But isn't that the definition of discrimination? Treating people differently by having one policy for one person and another for someone else?! Are the ETs not encouraging discrimination? If a policy says that an interviewer should write 70% of what is said, then surely people who have had 70% of what they said written down have a greater chance of hitting all the right points and getting top marks!
  7. My apologies for not answering questions previously and yes it was not doubt to my detriment. TBH I have not really got my head around the concept of errors in law. Could you help me understand it by giving me some examples based on my case- I attended a job interview and was rejected because of my race? In terms of errors I think have been made I was hoping you would help me on this! I have shown in my post from yesterday the errors I think maybe applicable. I certainly think point 6 is very strong. As a very simple example- the witness put in his statement, he was unable to give me
  8. The problem is there is only one local law centre but they are extremely difficult to see
  9. I'm going to put in the EAT form 1 in and should it go to a hearing I'll get representation.
  10. Hello, I took my employer to a tribunal for sex discrimination and lost. I am now appealing the decision. I have a couple of questions for any legal boffins on here: 1. Why is it, in a criminal court if a witness lies, it will probably mean a case is thrown out. But in an employment tribunal/ civil court, why is it that when someone lies under oath, the ET not only allows the respondent to carry on with its evidence, but it also allows (and accepts as truth) all the rest of the "evidence" supplied by the witness who just lied. I just can't get my head around it! 2. At the e
  11. Thanks for all the advice so far. I have a few more questions if I may? 1. Can I ask the court to get the respondent to release the names of the people who failed to get the same job I applied for to see if they believe they have been discriminated against as well? 2. Can I cross examined on things that have been disclosed in the bundle? E.g. if I failed a course and there is no mention of this in the bundle- can I be cross examined about it? 3. Can the respondant add extra information to the agreed bundle? Should I allow it and if not, what are strong arguments against it? 4. Can s
  12. I have been to a number of ETs and plan to go to more! Yes, tried ACAS conciliation, but my employer did not want to engage. Ok so I will be cross examined. No worries. Next few questions if I may? 1. The evidential bundle has been agreed and produced. Are there any circumstances when the claimant can request further disclosure? If not, can they request clarification on the contents of the bundle? 2. My previous solicitor advised I drop my claim after getting an email from the respondents solicitor claiming I had no chance of winning (and that he requested that I shou
  13. Hi, I have loads of questions about employment tribunals as I am representing myself in one for discrimination. Can anyone help with my first (and certainly not last) question? If I represent myself, am I obliged to be cross-examined by the respondent? If not, what are the pros and cons?
  14. I don't ask the same question. I am in a 100ft hole and trying my best to find every conceivable way of getting myself out of it. Why berate me for that?
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