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jardinipops

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About jardinipops

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  1. Yes it is! Thanks for your help
  2. its not much better in the flesh to be honest
  3. Hi Ive rescanned it at a higher resolution, I apologise in advance the scanner wouldnt let me add another page when changing the resolution so I have scanned it in two documents. It does have my signature on it Scan mbna 2.pdf Scan mbna 1.pdf
  4. I’m not having much luck with uploading these, I did read through the guide but not well enough as didn’t see the don’t use pen bit! I have two others that I’ve uploded on separate threads doing the same . Thanks for taking a look over it for me, I will set up a plan to pay them.
  5. No signature just my address typed
  6. No that’s ok, I just wanted to check that you think this is unenforceable as any of my debts that are enforceable I will set up a plan to pay them
  7. Ok I will wait until then, thanks for your help. To be honest I haven’t reclaimed ppi on anything as I am not sure I had it. Should I do the same for my other creditors?
  8. Hi all, ive had a credit agreement back from IDEM servicing re my mbna credit card, please can you take a look over it please, thanks in advance Scan mbna.pdf
  9. Hi Ive rescanned the document deleting all info this time Scan shop direct.pdf
  10. Hi I think ive done this right this time Ive rescanned to include all of the terms and conditions Scan abbey.pdf
  11. That was all they sent me
  12. Hi been a while since I replied but I have rooted through old paperwork and can’t find anything regards to the ppi. Is it worth me sending a claim in and see what happens? My only concern is does that reset the clock on statued barred? Should I now consider this unenforceable due to the lack of t&cs?
  13. Hi been a while since I replied but I have rooted through old paperwork and can’t find anything regards to the ppi. Is it worth me sending a claim in and see what happens? My only concern is does that reset the clock on statued barred? Should I now consider this unenforceable due to the lack of t&cs?
  14. So you think this was in unenforceable?
  15. Hi Ive had a reconstituted credit agreement from Shop Direct, can anyone have a look for me, the account was taken out in 13/06/2006. I went into a debt management plan in 2008 and I have been making payments to them for the last 10 years. I found this thread in Jan this year and stopped paying and sent CCA's to all my creditors. I havent claimed anything back on the account as far as I am aware I never had ppi on the account 05-04-2018, 17:37 Office Lens.pdf
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