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Tunde

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About Tunde

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  1. I have now received the notice in my name and need to respond that I am not paying based on the fact that the sign is misleading and there is no where that it says the waiting time is 10 mins. Is there a standard template I can use? Thanks for any help I can get.
  2. Thanks. I will surely appeal it, please let me know if there is a link for a template to use. Thanks for the help.
  3. Thanks a lot for your reply, just a one or two things I need to clarify 1. The service address you mentioned, are you saing I should not give them my address? 2. When you say moan to LIDL head office, do you mean I should make a copy of the charge notice and send to them because I doubt a phone call will make much difference. 3. Is there a template I can use to appeal this or just tell them i am not paying based on the fact that there charge notice does not tally with the sign at the shop. Thanks a lot for all your help.
  4. Hello everyone, I received the above notice through my friend over the weekend demanding £90 subject to a discount of £45 if paid within 14 days. The incident took place on Saturday 05/03/16 at the LIDL car park in Waltham Cross, I was driving my friend’s car at the time so the notice was sent to him as the registered owner of the car. The issue date of the notice is 09/03/16. I apparently stayed for 22 minutes at the car park while the allowed time according to the notice is 10 minutes. I have since gone back to check and the allowed free time at the car park for customers is 90 minutes!!! (Picture attached). The only problem now is that I did buy an item at the store but it was cash and I did not keep the receipt, I remember washing the car immediately after, got rid of the receipt for the stuff I bought while cleaning out the car at the car wash before returning the car to him. What steps can I take? I do not want them harassing my friend who allowed me to use his car. Should I ask him to fill the form to give them my identity? Can I add my appeal against the ticket to the form immediately as well before sending it to them? I want to believe this is wrong as there was nothing at the car park that suggests you are only allowed to park for 10 minutes. When I went back to take pictures at the car park I met someone else with a similar issue. The store manager says they can’t do anything about it. Please let me know the way forward. I have seen a few posts about similar issues here but me not having a receipt from the store makes me wonder if I will have any problem.
  5. Hello everyone, just a note to say thanks for your help. Life is a lot better and I have not missed any payment. I am very grateful and would love to give something back to this forum, how can I do that? I don't have a pay pal account. Please let me know. Thanks a lot to everyone who helped, even my health and blood pressure is so much better. God bless you all.
  6. Hello all, it's been a while. I have been away with little access to the internet. A few developments: Halifax sent me a £25 cheque because of my complaints about how they treated me when they passed the accounts to Apex and Wescot. Apex are yet to send me the account details for me to make payments directly to them so I keep paying the original creditor. I cannot thank you guys enough, I was even able to take my wife out to watch a film this week!!! Not done that for about 2 years! Thanks a lot.
  7. I am off work tomorrow so I will be able to go into my branch. I will post updates here after meeting with them.
  8. Thanks brokebutnotbeatn, I will do that tomorrow and hopefully I can have a positive outcome. Thanks for your quick response.
  9. Thanks a lot guys for your help. They have both (APEX and WESCOT) agreed to send out the details to me in writing. Thanks a lot for your help. I have also been able to open a cash minder account with the Co-operative bank, I need to deal with the overdraft with Halifax as I understand I can't tackle that problem if I still have a current account with them. Does anyone have a letter template I can use in dealing with the overdraft from Halifax? Basically what I will like them to do is allow me to make regular payments every month without interests. Thanks a lot for all your help. I am a lot better off than 8 months ago when it all looked like there was no hope, if not for the help I got on this forum, my life and that of my family would have been a nightmare. I cannot thank you guys enough.
  10. I want to pay too but will just like them send me a standing order form so I can have something in writing for my records in terms of which account I am paying into. I think that is fair enough. Thanks for your input, very much appreciated.
  11. I thought so too, thanks. I am going to write them saying they either send me a standing order form or I continue paying directly to the original creditor. Thanks.
  12. I have just contacted APEX and WESCOT to send me their account details in writing where I can make these payments but they both declined that they can only provide the information on the phone or by text!!! Is that right? I will prefer this information in writing for my own records.
  13. Thanks for your response. I have not received that letter from Halifax and I have written them to ask for the letter again. Waiting for them to reply me. In the meantime, I am continuing with the payment as per the arrangement agreed with Halifax.
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