hello new here
can you help
i had solicitors letter on behalf of arrow saying they want full payment today or they will take me to court
its been over 6 years since i paid off the halifax credit card, yet they saying i have not paid
ive moved house since few times so no proof and my post comes on a redirection so they dont know my new address, phone number job or email addresses
i know its a mistake
can i ask after 6 years is the claim dropped?
is it no longer enforceable?
only got the letter when i got in last night and they only gave me today to contact them
well im at work so cant
is this scare tactics?
had previous debt collection letters from them and wescot,
i ignored them and they gave up
now arrow sent solicitors letter and threatening legal action
what can i do?
i know it was paid years ago but moved house
why did they get in touch now after all this time?
is it best to ignore them?