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About clock

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  1. Yeah just finished all done and the letter is ready for the post tomorrow
  2. Name of the Claimant ? Lowell Portfolio 1 ltd Date of issue – 29th December 2017 What is the claim for – the reason they have issued the claim? 1.The claim is for the sum of £4724.88 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a Shop Direct account with an account reference of xxxxxxxx 2.The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit act 1974 which has not been complied with. 3.The debt was legally assigned to the claiman
  3. Hi All Happy New year to everyone and I hope you all had a good christmas. I received the court letter today they decided to add the interest and as expected fees Do I fill it in admitting the full amount now ? Clock court.pdf
  4. Thanks again Bazooka Boo, holiday sounds nice though, if only
  5. Thanks for the reassurance Bazooka Boo means a lot
  6. Didn't know that I guess I'm watching the wrong programs and getting to anxious need to calm my nerves
  7. Sorry I am just worried as I had to fill that reply letter in the 1 before court according to that I was supposed to get an extra 30 days if I was seeking advice then Lucas sent that letter giving me 10 days which was dated 12 days ago just don't know which way to turn, been watching to much the sheriff's are coming I think.
  8. Hi Bazooka, Sorry I don't understand who do I pay so I don't get a ccj ?
  9. I think there was about 3 things on buy now pay later. who do I make an offer too to pay it back lowell or lucas ?
  10. Had a good look through, found 5x £12 Admin Fees and 1x £96 Admin Fee, there is nothing in there about the 50% reduction letter and the only thing in there regarding lowell is below img024.pdf
  11. Hi Guys I received the SAR from shop direct today do you want me to upload it all or is there anything I should be looking for amongst it all in particular ? I also received a letter off of lucas today. I like the way they give me 10 days to reply with the date on the letter being 1st December and I don't receive it till the 11th lol. clock lucas.pdf
  12. Thanks dx I filled in the parts you said and sent it off only printed my name. I never filled in the financial statement I left that out at this time. clock
  13. Hi Folks I Received a letter today from Cohen and Cramer, Do I fill this one in ? I'm still waiting on the SAR from Shop Direct at the moment. clock Page 1 (8 files merged).pdf
  14. Hi ericsbrother yes your right I read the statement wrong last payment was on 27/08/13 I sent the SAR to SD this morning clock
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