The only paperwork i have received at new address is this second notice, i have never been served papers etc.
I have plenty of documentation, all past post, proof of change of address etc.
I presume they have contacted me at this address as my address updated last month on the electoral roll.
Also post was never forwarded.
Reasons for not paying back, until last couple years i was unable to afford paying back.
Also i was incorrectly told that waiting until the debt was unenforceable was the best thing to do,
i believed this was best for my credit history... How wron