Looking for some advice on the attached letter from Cabot Financial please?
I have another re the Faith card but is almost identical,
but can upload if needed.
Their 12 days is up on 01/10/17.
I took out a Faith store card (balance £414.42) in 2004 and a British Credit Trust loan (balance £2027.73) in 2004 also.
Both defaulted in 2006 and I put them with Consumer credit counselling service (Now Step Change).
However, I stopped paying anything to these a long time ago and I don't believe I ever agreed anything with Cabot.
Cabot are not showing on my credit file, although it does show that Cabot financial have searched my details in May 2017.
Is it likely I am going to need to pay these clowns?
They have had Resolve Call coming to my home.
I have only managed to increase my credit rating recently so that I have a credit card and don't want these causing me any further issues.
Any advice is greatly appreciated.
British Credit Trust Letter.pdf