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Posts posted by ConfusedMama

  1. Good Afternoon


    Received what seems to be a standard response from Restons in regard to CPR31.14.


    ...the claim was issued via the county court business centre which is a procedure specifically provided for in the CPR...


    To be quite honest I don't understand what's it's telling me, only that they are not providing what we have requested.


    What do we do from here?


    No word from Arrow re the CCA request


    Many Thanks

  2. Afternoon,


    In the cpr 31.14 template I have substitued the word 'agreement' for 'contract' as that is what is stated in the particulars of the claim. Do i then need to remove the sentences following?


    "You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should also be attached."


    Im not sure what to include or remove. May be overthinking this!



  3. Thanks dx.


    Credit was a personal loan, and account number 8 digits not 16.


    What are the implications of defending all? Is that to give us time to request CCA?


    No we've not done anything with it yet, not taken their advice. Partner called restons to give a forwarding address so we didnt miss any further documents but thats all.


    not expecting a response tonight - its late!

  4. Name of the Claimant ? Arrow Global


    Date of issue – 13th September


    Date to submit defence = 13/10/17


    What is the claim for – the reason they have issued the claim?


    1.The claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Egg dated on or about August 30 2005 and assigned to the claimant on Nov 30 2015. Date 04/08/2017. Default balance 9500


    What is the value of the claim? 9900


    Is the claim for - a loan


    When did you enter into the original agreement before or after 2007? Before


    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser


    Were you aware the account had been assigned – did you receive a Notice of Assignment? No


    Did you receive a Default Notice from the original creditor? No


    Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No


    Why did you cease payments? Unemployed


    What was the date of your last payment? Feb 2012


    Was there a dispute with the original creditor that remains unresolved? No


    Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? yes


    many thanks

  5. Hi


    Received a claim form from Restons Solicitors last week regarding a personal loan debt of £10k bought by Arrow Global. This was the first notification we had since letters were going to an old address.


    Stepchange have advised to fill in the income and expenditure on the admission form and pay £1 per month until our circumstances change and we are able to repay in full.


    We have no experience with this sort of thing and are unsure of what is the best course of action.


    Many Thanks

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