Dear All
First of all, thank God for Forums like this and people who care enought to devote precious time to assist others in debt.
A Debt collection firm,
issued a claim,
the progress of which was halted by a CCA request.
It has finally come back,
after a year following request,
with what appears to be a copy of a signed agreement and t&cs and statement of account.
Amount seeking is over £3,150.
Can't claim time barred, owing to previous payments.
They say they can proceed to seeking judgment unless payment arrangement is set up.
They trade u