Jump to content

gat_3

Registered Users

Change your profile picture
  • Content Count

    33
  • Joined

  • Last visited

Community Reputation

1 Neutral

About gat_3

  • Rank
    Basic Account Holder
  1. Hi guys, So in late march/early April I spoke to SP about my outstanding bill and said i'd like to set up a plan to pay arrears (it wasn't particularly high) and get my account in order. Operative told me they couldn't do that unless i set up a monthly payment for my upcoming payments but only offered a monthly payment nearing £200 p/m. Told them that was completely unrealistic, and told them of my financial situation and that i needed to contact a few grant programmes. Operative told me account would be put on hold until mid april. Called back around mid April to inform them that i
  2. One can only hope! Will be back next week with an update either way
  3. Thanks Andy let's just hope I get a sympathetic judge
  4. Alight, so i'll get this to the court shortly. Does it matter/work in ym favour that they said they bought it off WDA directly even though i'll be providing proof they didn't?
  5. Okay so this is my updated Witness Statement: ********************************************** 1. The Defendant received the claim from the Northampton County Court June 2017. 2. This claim appears to be for a Loan agreement regulated under the Consumer Credit Act 1974. 3. The Defendant denies the the debt from WageDay Advance Ltd (WDA) as described by the Claimant’s Solicitor in their Witness Statement paragraphs 4-9 as the balances outlined do not correlate with emails sent from WageDay Advance regarding the Defendant’s outstanding balance (pages 1-5). 4. The Claiman
  6. okay i'll add a couple more paragraphs shortly. What I'm trying to emphasise is that i never even got the notice of assignment so mmf can't even chase more for the debt as they didn't follow that procedure. I'll try and make that a little clearer I've attached the emails from WDA and the statement of account that MMF have submitted. As you can see the amounts are different, can i use that discrepancy? Also I've just found an email saying that they sold the debt to debt revenue services in 2012, can i use that too? Thanks! Screen Shot 2018-01-19 at 13.26.58 (
  7. I believe I made a payment to WDA in 2011 but never anything after that and I've never made anytime to payment to MMF. The figures they have laid out in their defence aren't the same as what i found on a few emails from WDA back in 2011 so thats why i'm denying what they're suggesting. Should i add the WDA emails i have as evidence?
  8. I know Andy said it'll be tomorrow morning (today) to get a response, but i thought i may as well get my WS up now. There are a couple of paragraphs i'm not sure i need, but i think i've got everything down that i need. ********************************************** 1. The Defendant received the claim from the Northampton County Court on June 2017. 2. This claim appears to be for a Loan agreement regulated under the Consumer Credit Act 1974. 3. The Defendant denies the the debt from WageDay Advance Ltd as described by the Claimant’s Solicitor in paragraphs 4-9.
  9. Thanks andy. I'll go to the court and hand it in. i'll get a draft done now and hopefully you guys can have a quick glance and see if it's generally okay. Thanks again.
  10. okay thanks, i was thinking of writing to the judge to apply for a relief from sanction and attaching the WS. So i'll probably do that tomorrow. Probably call the call court in the morning and see what happens. Also should i just use the fact the debt assignment letter isn't dated as my main argument?
  11. To add, i just realised I have missed the 14 day deadline as the hearing is next week. I definitely have a mitigating circumstances but should i even bother at this point or just call it a day? Thanks
  12. Brilliant, thanks DX! That should be everything, just left off a couple of generic cover letters
  13. Okay great. I've attached their WS and the assigned debt letter (again) for reference. Also, does it matter that the solicitors only complied with my 31.14 request about 4 months after i sent it? I'm unsure why they've got my loan amount at 100 at one point the 240 at another? Thanks! 20180117_173255.pdf 20180117_192223.pdf exhibits .pdf
×
×
  • Create New...