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frethopper

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About frethopper

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  1. Last year Lowells lodged a county court claim against my wife for money she clearly did not owe. We defended the claim in the county court and Lowell's claim was dismissed in December 2016. In February 2017, to my astonishment (although I'm not sure why - its Lowells after all) they started chasing the same money all over again through the usual letters. The most recent one was today, where they very generously offered us a 60% discount on the debt the county court says we don't owe them. Surely there must be some course of action we can take ? Any and all suggestion
  2. Just thought I'd come back on this so people know how it turned out, although I'm not sure how much it'll actually help anyone else. I did eventually end up paying the full amount on Lowell Solicitor's website. I had a knowledgeable friend give me an objective appraisal of the case's likely chances in court, and it seems clear that things were heading into an uncertain outcome. On principal I might have proceeded anyway, but in early August I came into a little bit of money I wasn't expecting, followed quickly by a need to apply for a fairly sizeable amount of c
  3. For personal reasons I have elected to pay the full amount of the claim. Not what I was intending, but prudent under the circumstances. I was surprised to see MCOL referring me back to Lowell Solicitors for this action. What do people normally do, just phone them and pay by card?
  4. Could somebody please suggest contents for a holding defence, or point me in the direction of a template? I wasn't able to find anything I thought was suitable, although this is much more likely to be down to my own lack of knowledge than anything else.
  5. Sorry about this dx, my first time doing any of this stuff. Hopefully this attempt is better: Cheers CPR3114Reply.pdf
  6. Thanks, and sorry, I was in the process of scanning and uploading everything. Here's Lowell's CPR31:14 response: Cheers CPR3114Reply01.pdf CPR3114Reply02.pdf CPR3114Reply03.pdf
  7. Fair enough I'm going to spend some time reading mobile claimform threads as you suggest, but in the meantime I'd appreciate any and all suggestions as to the best way to proceed now. Cheers
  8. Today I received a response from Lowell Solicitors to the CPR14 letter. They sent two documents and a covering letter. The documents they sent seem to constitute a response to the request for notice of assignment only. At the top of the letter they say; "Please find enclosed the Notice of Assignment". Both documents are basic copies of letters Lowell previously sent to me on January 13th 2017. On both documents the date of assignment has been deliberately obfuscated for some reason. The interesting bit is the second paragraph of the covering letter which reads as f
  9. As advised; CPR14 letter dispatched to Lowell Solicitors via recorded delivery. I await their response, or lack thereof. Is there anything else I should be doing in the meantime? Cheers all
  10. Thanks for the reply 8O) Yes I did enter the AOS on the MCOL website. Next step is CPR 31:14 then. Cheers, Dave
  11. Name of the Claimant ? Lowell Portfolio 1 Ltd Date of issue – 07 July 2017 date to submit defence 8th August 2017 What is the claim for – 1) The Defendant entered into an agreement with Orange under account reference ..... ('the agreement'). 2) The Defendant failed to maintain the required payments and the service was terminated. 3) The Agreement was later assigned to the Claimant on 21/12/2016 and notice given to the Defendant. 4) Despite repeated requests for payment, the sum of £160.09 remains due and outstanding. And the Claimant claims a) The said s
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