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About Lady13

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  1. Oh right I get ya lol I read it wrong, hope you hear back from them soon.
  2. Ok, Myjar and wonga were the ones I used the most, PDUK and Express haven't sent my loan history but said they are investigating so will see what they say after 8 week, was quite shocked how much I'd lent from Wonga, could you tell me what you sent to them as a reminder please?
  3. Hi Noobie no I'm still waiting they have all a knowledged my complaint tho and said they will respond with a final response within 8 weeks. How long have you been waiting?
  4. Thanks but I've had a reply to my basic question on another helpful forum
  5. Couldn't manage to do it I'm afraid another question if wonga have aknowledged my complaint should i not send a back up email stating why i think the loans were unaffordable? Or just leave it as it is? thanks
  6. Hi dx100uk I don't know how to do that but just calculated I had 18 loans and payed nearly £800 in interest/charges
  7. Loan ID Date issued Loan amount Normal interest Total paid Original due date Date paid 1545975 05/05/2014 £100.00 £20.00 £120.00 23/05/2014 21/05/2014 1561877 21/05/2014 £100.00 £20.00 £120.00 08/06/2014 03/06/2014 1573572 03/06/2014 £200.00 £40.00 £240.00 21/06/2014 17/06/2014 1587156 17/06/2014 £200.00 £40.00 £240.00 05/07/2014 01/07/2014 1598812 01/07/2014 £200.00 £40.00 £240.00 19/07/2014 15/07/2014 1610369 15/07/2014 £200.00 £40.00 £240.00 02/08/2014 29/07/2014 1620453 29/07/2014 £200.00 £40.00 £240.00 16/08/2014 12/08/2014 1631373 12/08/2014 £200.00 £40.00 £240.00
  8. I can't honestly remember but I do know I used wonga for a good couple of years so easily £3000+ and Myjar possibly £1000+
  9. The 2 companies I'm most wanting to hear back from (my jar and wonga), where I got the most loans, haven't done so as yet
  10. Strange then how one is replying that they will investigate and the other point blank won't send me any account details
  11. Do you know if paydayuk and payday express are part of the same company? Because they are replying to one positively and the other not so
  12. Hi I've read it but still don't understand what IR complaint is, what does it stand for?
  13. Hi all I sent them an email regarding irresponsible lending and asking for a copy of the loans I had from them This is what I sent to a few companies *I am making a complaint to you about irresponsible lending. To help me explain the details, I would like a list of my loans, showing when they were taken out and how much was repaid when. Please note that I am asking for a Statement of my Account with you, not making a Subject Access Request Thank you, I am trying to see if I can claim a refund from several payday lenders
  14. And this one from payday UK. Many thanks for your recent contact. The business has made the decision that when accounts reach a certain stage within the Collections journey; they may be sold to a third party company for collection. Going forward, your account will be owned by PRAC Financial Limited and will be managed by BW Legal. We would advise that you contact BW Legal in regards to your account and Statement of Account request. You can call them on*01133 234497, you can email them at*contact@bwlegal.co.uk*or alternatively, you can write to them at:
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