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About PerceptionReality

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  1. I guess what keeps people going in whilst sick is the fear of being sacked. Whereas I knew I couldn’t go in and I just said I’m not coming in and that’s it because I can’t physically move. Unless they employ robots (that wouldn’t be a very comfortable massage!) they will have to accept that people get ill.
  2. Thank you - you are right. I only get one body! And yes it’s warning me that I cannot carry on doing this. This time it is particularly bad.
  3. Yes I agree with you, which is why I feel I should go back to salon work. Which historically has not aggravated the problem. I am an employee, yes. It does not say we have to ring every day but I think it’s reasonable for me to let them know so they can plan appointments booking. I have tried to leave this job a few weeks ago because of my back but as I said they didn’t want to let me go and persuaded me to stay.
  4. Thank you again. The GP has signed me off work for 2 weeks. If I send them this note do I need to still ring them every day? I was previously very popular there but I think that’s only because I work extremely hard. Now that I’m not so useful to them and considering how they behave generally I expect that to change. I see a lot of managers taking their stress out on other people. Im a spa therapist so I have to do a lot of massage and a lot of carrying of laundry etc all of which aggravate my back.
  5. Sorry, one thing I forgot to clarify was that when I said how do I protect myself I meant how do I handle this situation in a way that doesn’t ruin my employment prospects for the future? So far I have only been off for a few days but this episode of back pain is particularly bad. Obviously they will not change. But I have a good record here of my actual work including awards for a relatively short time.
  6. I think it is bullying if someone calls in sick and is told they are not allowed to as employees are entitled to take sick leave if they aren’t fit for work. Of course you can’t control the employers response to that but still... what happens is that people come to work I’ll and vomit down the sink halfway through a treatment.
  7. Yes that’s pretty much what I expected the advice to be to be honest! If they decide to sack me there is nothing that I can do about it I know this. But I feel that if I keep them informed of my condition daily I don’t have to answer the phone to them any more that day, no? They are extremely short staffed (I wonder why) and I know they do like my work. Im frustrated with myself for allowing my manager to persuade me to stay I actually secured two other jobs elsewhere a few weeks ago- bad decision on my part to be persuaded to stay. Id always be reluctant to take action against an employer myself because it makes you less employable in the future. i do have a disability in that I’m autistic so phone calls and questioning of my integrity are more stressful for me than average. At this point looking for another job probably isn’t an option whilst I’m injured is it? I agree they won’t change. They have been caught not paying people’s pensions also and refuse to talk about it.
  8. Thanks for your reply. Yes I have installed an app to record telephone calls. But do I have to tell them the call is being recorded? I have only worked there for 6 months so they can get rid of me for any reason but at the end of the day I can’t work and if I could be there I would be.
  9. I work in a leisure facility and the nature of my job is very physical. I have an ongoing problem with my back which has flared up again suddenly. It’s likely to do with my spine rather than muscular. I had to call in sick on Sunday and was told I couldn’t phone in sick today because they were too busy. I basically said tough I’m not fit to work... this happens all the time. To the extent that other employees allow themselves to be bullied into work when ill and end up vomiting at work. Until now I have never needed to be off sick so it hasn’t come up. There are also staff who are on light duties due to injury who are bullied to do tasks that the doctor has advised against. There are other issues as well such as staff being screamed at if they have any grievances and told they will be removed from the premises if they have a problem. This did not involve me. So far I have not had any cross words with management. On Sunday I was in such pain that I went to the out of hours GP and was prescribed strong painkillers which unfortunately aren’t working. I am struggling to even get myself dressed and can’t even drive, but I keep getting people at work suggesting I should come in ‘just for this’ ‘just for that’. They don’t seem to care that I should be able to self certify for 7 days. Today I am seeing my own GP because I’m not sleeping well due to the pain and it doesn’t feel like it’s healing. How can I protect myself in this situation? When I call in sick I get told ‘oh X will probably ring you later to have a discussion’ as if I should be afraid! Any advice?
  10. I’ve read these threads already. You need to file a defence as far as I know. And my case is not statute barred. I assume you feel my case is covered in a previous thread which is fair enough but I have 2 more days. Have not heard anything further from Lowell.
  11. What defence should I file? Or does that depend on the CCA request outcome? Even though I know that if you hear nothing you need to file a Defense on time.
  12. Thank you for your help. I have acknowledged service and defended all. I will start the CCA request. Lowell is sending me letters saying they’ve taken me to court and asking me to respond to them.
  13. Date of Issue 28th Jan 2019 Particulars of Claim 1. The Defendent opened a Aqua regulated consumer credit account on 24/08/2015 (‘the agreement) 2. In breach of the Agreement the Defendent failed to maintain the required payments and the Agreement was terminated. 3. The Agreement was later assigned to the Claimant on 16/11/2016 and written notice given. 4. Despite repeated requests for payment the sum of £1061.99 remains due and outstanding. And. The claimant claims a. the sum of £1061.99 b. Interest pursuant to s69 Count Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.233 but limited to one year, being £84.96 c. Costs Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?Yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?No Did you inform the claimant of your change of address?N/A What is the total value of the claim? £1296.95 Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Yes - credit card When did you enter into the original agreement before or after April 2007 ? After Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Lowell has issued the claim so it’s the debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes Did you receive a Default Notice from the original creditor? Yes Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? I’m unsure Why did you cease payments? I have ongoing mental health issues and also autism so I tend to be terrible with my finances What was the date of your last payment?I’m unsure but probably end of 2015 Was there a dispute with the original creditor that remains unresolved?No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No Sorry for my late response - I’ve been working late.
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