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About TheUnknownStuntman

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  1. is it still safe to do so? will an agent come to my house? What happens after 9 days? Why has there efforts doubled so to speak and is there a way to stop them pestering so much. Thanks again for all your help and sorry for all the questions. I struggle with severe anxiety but this site has helped so much, Thankyou.
  2. Hello, We have never paid Cabot anything. Last payment was to lloyds before they sold the debt on.
  3. Good Afternoon everyone, hope you are all safe and well. So previously i had a topic called Lloyds Debt sold to Cabot, now Resolvecall. This debt has now gone back to Cabot and they are sending letters now every week and attempt to call my wife all the time on different numbers. We have been ignoring them but now we have a letter saying we have 9 days to get in contact otherwise an agent could knock on my door. I still have the original letter where Cabot have told us the debt is unenforceable and yet they still are harassing and lately even more so.
  4. Good Morning Guys, Im hoping someone can help me. I am asking on behaf of another party. Couple joint own a home, the mortgage was halfed and now both sides have been paid. One side has decided they want to release equity but the other does not fully agree but has been asked to sign paperwork. The side that wants to release the equity has told the other side its only coming of thier side of the house. Is that a thing? How will that work if the house was to be sold as both parties have children. My question is h
  5. Thanks Guys, I thought pretty much its another powerless DCA but I double check on behalf of my wife as she suffers from bad anxiety so when a letter like this comes along I have to either try to intercept it or try to reassure her its nothing. I then show her your replies. Thanks again for your help.
  6. Thanks dx. I have read they these guys threaten with court action and send people to houses. I have the letter still from Cabot saying unable to find CCA. I was just checking whether its still safe to ignore letters now from Resolvecall, is it worth sending them a CCA ? Thanks dx.
  7. Hi Guys, Well looks like Cabot have given up and now passed the debt on to Resolvecall. I guess this is just another DCA. I am safe to ignore ?
  8. OK, so I have found that Natwest have a procedure for submitting a SAR with a downloadable pdf and and a specific address, is this the same or is a DSAR different ?
  9. It was that long ago I carnt remember the exact details of why it went into a default. I think it was an overdraft which I was struggling to pay back. Natwest did write and say they have locked / closed the account and put into default, i think. At the time I had just lost my mum to a terminal illness which is why i got into trouble in the first place becuase I came out of work to look after her and Natwest did not want to help or listen.
  10. Sorry to drag up an old thread but wanted to ask a question. when Natwest put a default on my account I had 2 accounts which they put into default. One was a credit card which now as past 6 years and with no CCA I no longer pay thanks to you guys.. At the same time I had a current account which they also stuck a default on at the same time. I have been paying it £1 a month simular to the credit card. I am still paying this but thinking is this the same as a credit card agreement being a current account or can i follow the same process and send them
  11. Letter arrived today which is in response to the first letter saying they are trying to locate the documents needed.
  12. Thankyou so much dx100uk for all your help and replies, it is very much appreciated.
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