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About canoe2

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  1. Hello Sorry for the delay in providing an update, was waiting to hear something back from Erudio and Drysden but never did so had kind of slipped my mind. However wanted to update as I know I always appreciate been able to read how things panned out for people. Thank you ever so much for all your advice, I followed everything to the letter and it seems to have gone very quiet. I registered my defence with the courts the next day, they received it and said they would send it on to the solicitors for them to respond to and then let me know their response. How
  2. Name of the Claimant ?erudio Student Loans Limited Date of claim 10th March 2017 - (Only saw today as it was sent to my previous address, which I have not lived at for four years.) What is the claim for – 1. The claim is for the sum of £3,500 in respect of monies owing by the defendant on a credit agreement held by the defendant with Student Loan Company under account number xxxxxxx upon which the defendant failed to maintain payments. 2. A default notice was served upon the defendant and has not been complied with. 3. The balance ow
  3. Thanks ever so much for the advice, have now acknowledged the service. Hopefully that will stop anything happening before I have had chance to respond. Should I still contact them and ask for them to withdrawn the claim due to it being sent to the wrong address with evidence of the change of address I registered with the student loan company. Then also request a copy of the paperwork including the Credit agreement? Guess if I need to defend all in court I need this information. What happens if they agree to withdraw the claim will I be informed?
  4. No my credit file is clear and the addresses are linked, I have checked with trustonline and couldn't find any records on there. Then logged on to the courts and tribunal site and the claim has been registered but it doesn't say anything has been found and "At this time you are able to respond to the claim by filing an Acknowledgment of Service, Defence or Part Admission". Should I complete the defence form online to state that it was sent to the wrong address would this mean that the case couldn't proceed without my involvement. I have never had any experience
  5. Is £255 the cost of the court case? Is there a reason why the court case hasn't happened yet? The letter said I had to reply in 14 days but that was three months ago. Also I have logged on to the Money claim online site it gives me the option of acknowledging service or submitting a response form but doesn't indicate when the CCJ process will take place. Would they let me know the date it was set for online. Bit concerned something happens before I have ha chance to try and resolve it. Thanks
  6. Just been to my old address to check if I had any post they have issued a CCJ against my there, dated back in March. Logged into the government site and its registered but nothing has happened regarding it yet, what should I do next? I really don't want a CCJ on my credit record.
  7. Well SLC weren't much use. Could only confirm generally that the loans were sold to a couple of different companies, couldn't tell me when mine was or what information was given to the company who bought it. Apparently it was done by the government and they took all the information with them! They did confirm that I had told them of my new address before I had moved but don't know when Erudio were given my details so not much help. Loath to contact them as everything I've read on here suggests they are not a good company to be involved with. thought it might be
  8. Good idea, they lines aren't open today but I'll ring tomorrow and see if they can give me any information about this. Thanks.
  9. Thanks for the quick reply. My only concern with the 'backdoor' CCJ is that I've never had any correspondence from them and they have done this trace search. I did move address in 2013 and informed the SLC, but worried (worrying is a bit of a problem for me) that the change fell through the cracks and they weren't given my new address by the SLC. I've just dug out all the the paperwork and that was the last time I deferred in 2013, which would have lasted until 2014. Had no contact about those loans since then.
  10. Hello Was hoping for some insight or advice on my situation. I've just checked my credit report and have found two sets of "beneficiary trace enquiries" made by Erudio Customer Management Ltd. The first ones were in mid-march against my current and previous address. Then again two months later in May, also against my current and previous address. I have read up and found out Erudio bought the old style students loans. I do have two of these. One from 1997 and then another for 1999 which has been treated as a separate account by the
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