Jump to content

jimit2017

Registered Users

Change your profile picture
  • Content Count

    20
  • Joined

  • Last visited

Community Reputation

1 Neutral

About jimit2017

  • Rank
    Basic Account Holder
  1. I have now had a response from the boys at Arrow Global. the letter says "We are the claimant in this matter...refer to your defence dated.." "The claim is now being dealt with by our specialist in house litigation team..." "We can confirm that the claim is in relation to a HSBC overdraft taken out on 1/8/2011. Arrow Global Limited acquired the account on 13/05/14 and notice of assignment was sent to you on or about 21/08/2014 pursuant to the Law of property act 1925" "We note that the basis of your defence essentially amounts to a request for documentation. We can co
  2. I have had an Auto-response from CCBC AQ So I am using that as confirmation of receipt
  3. I tried to do this but when I logged in with my MCOL ID - I then had to log in with a Case Number and Password - this no longer worked as it did before - I used the exact same case number and password as before (it was auto-saved by my browser) - as written on the claim form - but kept getting 'invalid case number or password'. As there was only an hour until deadline I figured I had better email it.
  4. Ah, I see. Thanks for letting me know. I did ask them that when I phoned them but was told the bank had no idea what the transfer was. Well, I had no reply to my 13.14 from Restons so have now submitted my defence via the email address I was given when I rang the court. I shall post when I hear anything next!
  5. I have now had a duplicate statement through from when I spoke to HSBC. The last two entries are as follows: 14th Nov 13 - CR - Account transfer 550.76 (Balance 0.00) 14th Nov 13 - - Account Closed (Balance 0.00) it does indeed show the account was paid off before it was closed. I cannot remember anything about this. November 2013 I was signed off work very sick. Is it worth mentioning this transfer in the defence? Thanks
  6. Ah yes, I realise my due date calculation was slightly off! phew! Thanks so much! I will perhaps wait a couple of days to see if I get a reply from the CPR 31.14. What a luxury!
  7. Particulars of Claim for reference only 1.The Claimant claims payment of the overdue balance due from the Defendents under a contract between the Defendants and HSBCicon on or about the Aug 01 2011 and assigned to the Claimant on May 13 2014 PARTICULARS a/c no - 00000000000 DATE ITEM VALUE 10/03/17 Default Balance £550.76 Post Refrl Cr Nil TOTAL : 550.76 1. I accept that I have in the past held a current account with HSBC. I have not serviced this account since 2011 due to the service charges, punitive charges and interest being applied which made the account untenab
  8. Thanks very much. I since actually found one that is similar to my case. Would the following work? The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. It is denied with regards to the Defendant/s having held an agreed Overdraft Facility in the past, referred to in the Particulars of Claim ( the Contract ) with the original creditor HSBC Bank. 2. The defendant denies any liabili
  9. OK, So I am intending to send the defence as follows. I need to send it today. Particulars of Claim for reference only 1.The Claimant claims payment of the overdue balance due from the Defendents under a contract between the Defendants and HSBCicon on or about the Aug 01 2011 and assigned to the Claimant on May 13 2014 PARTICULARS a/c no - 00000000000 DATE ITEM VALUE 10/03/17 Default Balance £550.76 Post Refrl Cr Nil TOTAL : 550.76 The defendant disputes the full amount claimed as shown on the claim form. With reference to the Particulars of Claim: 1.
  10. OK, I have been looking on the forums and I cannot find a defense that isnt really specific to a persons personal circumstances. In short I have no idea what to write and only about 24 hours to get something submitted! Is there any basic template available for such a thing that might at least serve as a starting point? Thanks
  11. Aha. I did try and search the forum but got redirected​ off to Google. Unsure why. Thanks. I will take a butchers there!
  12. Thanks. I have sent off the CPR. I have been looking at defenses and what I am finding on Google seem to be extremely complex. I am really unsure as to what avenue to pursue.
  13. OK, Thank you very much! So, just send this for now? Is there anything else to do?
  14. So, I should post the following letter to Restons Solicitors? Template removed
  15. Aha! A request for disclosure of documents!
×
×
  • Create New...