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About Berbice

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  1. Thank you dx. I'll take a good look at that search link you provided. Meantime, one quick question: -- "holding/no paperwork defence" -- does that mean my defence should be that I have not been provided with paperwork? Sorry to be a pain. berbice
  2. I understand dx. I have been doing my best to read other threads, it's just that I haven't stumbled on one relating to a claim that isn't time-limited (or statute barred - is that the expression?), like mine. I'll keep looking though. I wasn't sure whether my defence would be that I've asked for a CCA, or whether I have to come up with some other form of words. I'll work it out... In the meantime, thanks again for your help and guidance.
  3. Thank you dx. When is my defence filing date? Is it 14 days from 2nd June? And, just loosely, what will my defence be?
  4. Well, it’s been a few days, so here’s an update: Acknowledgement of service sent via MCOL on 1st June CCA request sent to Cabot today CPR 31.14 sent to Mortimer Clarke Solicitors today. Fulsome thanks go to the dedicated people who spend their free time to help people like me who would otherwise be floundering and losing sleep at night. I’ll update this thread as events unfold. And I will of course make a fitting donation to the site.
  5. Acknowledged; thank you. Thank you dx100uk, much appreciated. I intend to get to this in the next day or two when I can get some clear headspace.
  6. Thanks once again; I'll read everything carefully and register on MCOL. Definitely preferable to trekking backwards & forwards to the post office
  7. Thanks for responding Andy but you'll have to forgive my lack of understanding When you say "neither see above", are you saying that using MCOL negates the need to do either of those things?
  8. Thank you Andy, excuse my ignorance: what is "MCOL"?
  9. Actually, I've just realised that I should probably just complete the N9SDT form: Acknowledgement of service.
  10. Name of the Claimant ? CABOT FINANCIAL (UK) LIMITED Date of issue – 15 MAY 2017 What is the claim for – the reason they have issued the claim? “ 1. By an agreement between SAINSBURY’S BANK & the Defendant on or around 20/10/2010 (the’Agreement’) SAINSBURY’S BANK agreed to issue the Defendant with a credit card. 2.The Defendant failed to make the minimum payments due & the Agreement was terminated. 3.The Agreement was assigned to the Claimant. 4.THE CLAIMANT THEREFORE CLAIMS £2200.” What is the value of the claim? £2200 Is the
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