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About Octoberone

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  1. He certainly has done a sterling job - there will be a donation to the pot on bonus day at the end of the month!
  2. Para 4 re-tweaked 1 An Agreement was entered into on 23 June 2015 between me and the Claimant 2 Unless redeemed prior to the maturity date 3 I am of the opinion that the Claimant contravened Principle 6 and clauses 7.3.3 and 7.3.4 of CONC (hereinafter referred to as “the Act”) when repossessing the vehicle from me in that they did not assist me at all during my financial difficulties, made numerous demands in an underhand and threatening manner ultimately leaving me duped me in the belief that I had no choice than to submit to voluntary surrender
  3. Ok - the acknowledgement of service was sent a couple of weeks ago by email and a receipt obtained. Just need to plan my defence
  4. I have just tried the link but it takes me no where - is it currently being updated?
  5. Many thanks - so if I do an N9 and let you have a look I should be able to email it over like I did the acknowledgement?
  6. I let them take the car willingly as they threatened me with huge inflated collection fees otherwise. I really cannot bear to contact them - they are without a doubt the rudest people who shout over you like you are something on your foot. How would I apply for mediation or anything else? Is this where the N9 comes in? I am just so stressed out by this on top of other crap I don't know what I am doing
  7. Hi there Having looked through my paperwork I have found a copy of the original Agreement, welcome letter dated 23 June 2015, statement of 22 March 2016 (when it all really started to go pear shaped) and a copy of a letter dated 29 June after they had repossessed. Copies are attached As their own litigation department are dealing with this do I need to do a S73? Thanks again Sorry I meant to say do I still need to do SAR, CPA and CPR 31.14? docs1.pdf
  8. I have forwarded an AOS and got a receipt. What do I do next? Thanks for help so far I am so grateful
  9. I dont appear to have a defence pack password. Is this because it was physically issued and not done online. In that case do I have to send back the AOS or can I still do it online somehow?
  10. Answer - I was in the first year and hadn't paid more than a third can you tell us about the repo please - Answer: Moneybarn arranged it during the conversation with my boss or didn't they tell you that? Answer: I was given two options - I advised them where they could collect it or I said nothing and they would find it and charge me more for the collection have you the original agreement still too please? Answer: I attach a statement from June 2016 together with the receipted invoice from when I collected the car. I shall have to have a look to see if the original agree
  11. Name of Claimant: MoneyBarn. Date of Claim 2nd may acknowledge by - 20th may defence due by 4pm 2nd june Particulars of claim: 1. The Claimant entered into a Conditional Sale Agreement Regulated by the consumer credit Act 1974 with the Defendant Numbered XXXXX on 23 June 2015 for the Conditional Sale of a Toyota Aygo Fire (a/c) hatchback 5d Reg *****full details of which have been supplied to the Defendant 2 The date of maturity of the Agreement is 22 June 2020 3 The Defendant failed to make the repayments required. The CLaimant served Default Notic
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