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expatnanna

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About expatnanna

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  1. Next round. Mediation on Tuesday. Take it play a straight bat, don't give away too much about their errors/omissions so they can correct prior to court hearing?
  2. Thanks once again. be in touch for the next exciting instalment!!
  3. Ok, But it will give them my phone details which they don't have....
  4. Right, next round! Received the N180 which is simple enough, the Notice letter with it says return to county court, and serve copies on all other parties? The N180 itself says return to county court. Do I have to send a copy of the N180 to Lowlifes as well? Cheers
  5. And a referral to the ICO in the case of the other persons details??
  6. Many thanks Andy. I'll wait until the last minute then post.
  7. The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. Paragraph 1 is denied. The defendant has had an account with Provident Personal Credit, but cannot reconcile the account number quoted. I have sought clarity from the claimant by way of a CPR 31.14 and section 78 request. Paragraph 2 is denied. I do not recall ever being served a Default Notice however from memory I do recall a colle
  8. Particulars of Claim for reference only 1. Defendant entered into a cca 1974 regulated agreement with Provident Personal Credit under the a/c ref no ******** (the agreement) 2. The defendant failed to maintain the required payments and a default notice was served and not complied with. 3. The agreement was later assigned to the claimant on 29/8/2014 and notice given to the defendant. 4. Despite repeated requests for payment, the sum of £465 remains due and outstanding. 5.And the claimant claims a) The said sum of £465 b.) Interest pursuant to s69 county courts ac
  9. Many thanks. Will amend. Then submit at last minute. And I can do that online when I am away?
  10. Any chance of an advice comment on the defence I prepared.? Working and holiday looming ( I have to file when I am away) so want to sort in good time. Many thanks.
  11. Particulars of Claim for reference only 1. Defendant entered into a cca 1974 regulated agreement with Provident Personal Credit under the a/c ref no ******** (the agreement) 2. The defendant failed to maintain the required payments and a default notice was served and not complied with. 3. The agreement was later assigned to the claimant on 29/8/2014 and notice given to the defendant. 4. Despite repeated requests for payment, the sum of £465 remains due and outstanding. 5.And the claimant claims a) The said sum of £465 b.) Interest pursuant to s69 county courts act 1984
  12. I have until the beginning of September, but turning my attention to drafting a response to the claim this week. Am I correct to say: 1. In this response/defence I keep it succinct and stick only to addressing the 4 points on the claim? 2. This is a shorter exercise and the longer witness statement is separate and comes later? 3. I don't file it on MCOL until the time is nearly up? Many thanks
  13. Thanks for that Andy. Your politeness is appreciated too.
  14. Thank you both. Read the link that you have posted, which I have many times, point 3, by Andy, and tell me where I've gone wrong. I've actually followed the instructions this forum suggests!!!
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