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Fairydust1964

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About Fairydust1964

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  1. Ok thanks so I dont need to respond to Restons letter then? Just let it play out its time?
  2. I did read the response from court and I did read the 2 page letter from Restons solicitors I dont understand any of it its scary stuff and thats why I came here for some direction however I feel I maybe now annoying you as you think Im not reading anything. Apologies that Im unable to understand this minefield and thank you for your attention but I will leave it there
  3. Ive had court paperwork though? Do I need to do anything? I dont want them to be able to carry on because ive not responded to their defence against my defence Thanks
  4. Ok well I have no idea why its not working guess its "not meant to be" Thanks for trying to help me I do appreciate it
  5. I really dont understand as I can see it on the thread here and it opens as a PDF. Before I sent the email I clicked the attachment it opened perfectly Very odd that you are not able to see it either way
  6. Ive redone I am following the instructions you gave me............ Restons 4.4.17.pdf
  7. I will try again though I can see it attached in the thread Restons 4.4.17.pdf
  8. Hope this is clear for you thank you Restons 4.4.17.pdf
  9. Hi I sent a cca 3 times to CABOT to no avail I am unaware what a CPR is so I have just googled it and no I have not
  10. Claim History A claim was issued against you on 09/03/2017 Your defence was submitted on 12/03/2017 at 17:13:46 Your defence was received on 13/03/2017 at 08:01:55
  11. Hi Im really sorry but I cannot find the original letter from the court. I went online and completed a defence and got rid of it thinking online was ok (I now realise I may have been very naive indeed) Ive logged onto MCOL but cannot see the original claim against me however a copy of my defence is below I do apologise but Im lost in all this and did what I thought was right...... Defence I have been constantly harassed by this company. I have 3 times contacted them and said I do not acknowledge this debt. I have asked for an original copy of any credit agreement they may have to support this claim and they have completely ignored my requests. I will not pay a debt I do not believe to belong to me,and under the Consumer credit act 1974 I require the following: 1. True copy of original signed executed credit agreement 2. FULL Statement of account 3. Copy of the executed deed of assignment from (original creditor) and (DCA) 4. A fair processing notice.
  12. Name of the Claimant ? Cabot Date of issue – 9.3.17 What is the claim for – the reason they have issued the claim? Please type out their particulars of claim in full (verbatim) less any identifiable data and round the amounts up/down. they state I owe CABOT for non payment of a debt owed to JD WIlliams. What is the value of the claim? £732.38 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? CAT DEBT When did you enter into the original agreement before or after 2007? After Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. CABOT Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall no Did you receive a Default Notice from the original creditor? Not that I recall Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No? Why did you cease payments? Unsure - apologies I'e had a life changing incident and things are muddled What was the date of your last payment? Unsure Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? No Sorry Im a little vague on some answers I feel lost.......
  13. Thank you very much apologies for getting it wrong x
  14. Good evening a couple of weeks ago I received court forms from Nottingham regarding CABOT. I have had a terrible time with this company, 3 times writing to ask for the creditors original signed credit agreement to no avail. I put a defence in to the money online tool (no idea what Im doing really) and stated that this company had harassed me (calls at work etc) and not supplied me with the credit agreement etc. Ive now received a letter from a company called Restons solicitors telling me my defence wont hold water and that I have 14 days to sort it Letter dated 28th March Ive been very ill since Friday so done nothing yet. Could someone please advise me as Ive no idea who Restons are or if they are real Thanking you in advance
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