Hi... First time post here,
after being told a few years ago by welcome finance I didn't have PPI on 2 loans from 2004, a claim company checked again for me and it transpires i do have PPI on both.
I don't remember taking PPI out although I was a suggestible 21 year old who wanted a fast loan for a holiday and another for a driving license crash course.
I have the credit agreements and can see PPI is clearly listed and listed as "optional",
however as I was working full time,
living at home with mum and dad
and had some money in the bank with very little debts/overheads.
.. was this mis-sold to me?
and if so how should I structure a claim?
I am considering using a [removed] for ease of use and I've heard bad press about Welcome, although they were quite helpful and willing to assist with registering a claim when I called them.
Any help greatly appreciated... Agreements attached.
Thanks for any help