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About butlins

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  1. I defended it all as I said that I did not owe that money a dns have asked for all notifications that they hold. I
  2. Hi all. Today I have received a letter from court stating that they have registered a defence but have invited this to be taken to a small claims court, what do I do now please with this it states if not completed by the 25th April then the court can strike out the judgement or proceed, what should I do now, thanks
  3. thank you I will send both of these letters off and see what happens, ive tried to log on to website given to defend the claim but it is down at the moment, just my luck!
  4. sorry I'm confused and panicking, what should I do now???
  5. it says the claim is for the sum £217.27 for Lowell Portfolio - date of the issue is 17 mar how can I stop the CCJ please
  6. Name of the Claimant ? - Lowell Portfolio Date of issue – 17 MAR 2017 What is the claim for – 1.the claim is for the sum of £217.27 due by the defendant under an agreement regulated by the consumer credit act 1974 for a JD Williams account with an account REF XXXXX 2.Defendant failed to maintain contractual payments required by the agreement and a default notice was served under s.87(1) of the consumer credit act which has not been complied with. 3.the debt was legally assigned to the claimant on 06/03/2015 notice of which has been given to the defendant. 4.the claim includes statutory interest under S.69 of the county courts act 1984 at a rate of 8% per annum from the date assignment to the date of issue of these proceedings in the sum of £17.38. The claimant claims the sum of £234.65 What is the value of the claim? - £309.65 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? catalogue debt When did you enter into the original agreement before or after 2007? after 2007 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Lowell Were you aware the account had been assigned – did you receive a Notice of Assignment? cannot remember Did you receive a Default Notice from the original creditor? cannot remember Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? IM NOT SURE AS I HAVE MOVED HOUSE Why did you cease payments? I had a marriage breakdown and got in to financial difficulties What was the date of your last payment? I don't believe I have ever made a payment to Lowell Was there a dispute with the original creditor that remains unresolved?
  7. Hi I cannot remember this one, if I have had the debt I will pay it, the thing is is that I don't want a CCJ against my name as I am only just getting my credit back to normal after my marriage broke down 4 and half years ago.... I'm worried now that this is going to affect my credit file.... I cannot recall them sending me letters about this at all.... What can I do to stop this CCJ as I cannot afford to pay in full. Thanks
  8. Hi, yesterday I received a letter with a county court summons saying that I owe nearly £300.00. Can someone help me on this please, I have only just started to get my credit back to an average status and do not want a CCJ against me for this amount. What do I do now??? Any help would be much appreciated... Thanks
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