Just done Aos online as requested, What next? Do i have to send cca request the the claimant via post and also cpr to the solicitor as well? Sorry to bother you again

No yet as i was busy, hope i still have a time! Thanks for your quick reply

Hi Just to let you know that i called ofcom who advised me to call ee executive office as first step which I did today ,the lady I spoke with says the bill of £260was on September 2011 and orange sell it to lowell on July 2013, when i t old her that I requested a call back from the manager to sortout the porblem and no one called back, I was disconnected from orange network without any notice, her response was she cant do anything about it and i have to deal with lowell! At the beginning she refused to give me any information saying that her systems can check only 2 years back till i insisted!

What do you mean by credit agreement? Thanks...much appreciated

What you suggest in this case....thanks

Pariculars of claim : The claimant claim is for the sum of £357 being monies due from the defendant to the claimant under a mobile telecoms agrreeemwnt regulated by the consumer credit act 1974 between the defendant and evreyyhjng evreywhere limited under acc ref .......and assigned to the claimant on 27/6/2013 notice of which has been given to the defendant The defendant failed to maintain the payment under the terms of the agreement and a default notice has been served and not complied with The claim also includes statutory interest pursuant to section 69 of the county court act 1984 at rate of %8 per annum a daily rate of £0.08 from the date of Assignment of the agreement to 27/06/2014 being an amount of £29.28

Name of the Claimant ?lowell portfolio 1 ltd Date of issue – 16/03/2017 What is the claim for – 1.The claimants claim is for the sum of £357 being monies due from the defendant to the claimant under a mobile telecoms agreement regulated by the consumer credit act 1974 between the defendant and EE limited under acc ref .......and assigned to the claimant on 27/6/2013 notice of which has been given to the defendant 2.The defendant failed to maintain the payment under the terms of the agreement and a default notice has been served and not complied with 3.The claim also includes statutory interest pursuant to section 69 of the county courticon act 1984 at rate of %8 per annum a daily rate of £0.08 from the date of Assignment of the agreement to 27/06/2014 being an amount of £29.28 What is the value of the claim?£357 increased to £471 after interest Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Mobile phone When did you enter into the original agreement before or after 2007?after 2007 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. The debt purchaser who has issued the claim Were you aware the account had been assigned – did you receive a Notice of Assignment? As far as i know no Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? As far as i know no i never heared of lowelll till i received the county court claim form Why did you cease payments? Dont want to pay for something i havent used What was the date of your last payment?April or May 2013 Was there a dispute with the original creditor that remains unresolved? Yes over the higher bill Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? No

Yes a claim form

Hi evreyone I received a letter from the the county court asking me to pay £471 to lowell who bought the debt from orange! if i dont a judgement may be entered against me... Back to june 2013 i went back home for 15 days when i came back to London i received an orange bill of over £200, i called them asking why the bill is higher then usual, they said i used roaming !!! before flying to my distination i called orange to ask for the roaming prices abroad and because was expensive i didnt take it so i used the wifi . I refused to pay the extra for something i havent used, they offered me to pay half of the bill but i insisted to pay only my monthly bill as was on the agreement. i called orange costumer service again because they discounted me from makjng calls explianed them again that j will pay only the monthly as we agreed and i requested a call back from a manager but the call didnt come for next 6 days so i switch to an other network! Please any suggestion as i checked my credit score today was 2/5 ! Thanks