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Mini101

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About Mini101

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  1. I thought that I would need to scan my evidence and don't have access to one. I sent them recorded mail and they have been received. The guy at Moriarty law said it wasn't going any further and I asked for some form of statement to confirm it. I know I won't get one! He said 'you have submitted the forms to the court haven't you?' The court signed for the papers this morning. Would they have dealt with it already? Thanks for your help x
  2. Hi- im back. I have sent my defence recorded mail and it has been received and signed for by the courts and Moriarty law. I am going to phone Moriarty law to see what they say. Do I need to contact the court? Thanks
  3. Can I not contact someone with proof of my bankruptcy before then to make this go away? I cant sleep with worry, thought this was all dealt with years ago. What would happen if i sent proof of my bankruptcy to JC International? Thankyou again for all your help
  4. Hi, do I wait to be contacted by the claimant/ court or should I be doing something? Thanks
  5. Sorry if I seem thick, but all I do is acknowledge it? Do I need to state my bankruptcy? I certainly don't want a ccj or to pay for this as it was definitely included.
  6. Hi thanks for coming back to me. Yes I've just checked the account number matches the one on my bankruptcy papers. What does 'ack the claim on mcol' mean please?
  7. Name of the Claimant JC International Acquisition Date of issue – 7th March 2017 What is the claim for – 1.The defendant owes the claimant £58 under a regulated agreement with TalkTalk Limited dated 22/05/2008 and which was assigned to the claimant on 01/01/2016 and notice of which was given to the defendant on the 01/01/2016(debt). Despite formal demand for payment of the debt the defendant has failed to pay and the claimant claims £58 and further claims interest thereon pursuant to section 69 of the county courtact 1984 Limited to one year to the date hereof at the rate of 8% per annum amounting to £4.29. What is the value of the claim? £58 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? TalkTalk, but I had an AOL account When did you enter into the original agreement before or after 2007? After, I think. We got the free laptop. Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser. Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure, since BR take the letter with a pinch of salt. Did you receive a Default Notice from the original creditor? Yes but were included in BR normally only contact me as AOL. Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? From AOL yes Why did you cease payments? They were included in my BR. What was the date of your last payment? July/ Aug 2011. Was there a dispute with the original creditor that remains unresolved? Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No Does this help or do you need more? I'm sorry but I feel a bit lost what to do. I assumed once I went through bankruptcy this couldn't happen? Thanks again
  8. Uncle Bulgaria the above is from a claim form from the county court business centre. It has a county court stamp on it which is a crown with 'The County Court' on it. Thanks Dx100 yes it did a4 brown envelope
  9. Particulars of Claim: The defendant owes the claimant £58.02 under a regulated agreement with TalkTalk Limited dated 22/05/2008 and which was assigned to the claimant on 01/01/2016 and notice of which was given to the defendant on the 01/01/2016(debt). Despite formal demand for payment of the debt the defendant has failed to pay and the claimant claims £58.02 and further claims interest thereon pursuant to section 69 of the county courtact 1984 limited to one year to the date hereof at the rate of 8% per annum amounting to £4.29
  10. Thanks for coming bk to me. I have no way of scanning. Thanks for posting the above. I had read that but feel mine is slightly different as I think the debt was included in my bankruptcy. Do I need to send a prove it letter or just write a letter/email stating my BR? Thanks again
  11. Hi, I am hoping someone will kindly help me? I have received a letter from the above this morning for a debt from 2008. The debt is for talk talk however I have never had any accounts with them. After a google search, I believe they managed AOL in the UK at that time and I did have a small debt with them. I assume this is what this debt refers to. AOL was included in my BR from 2011. Normally I ignore such letters however this states they have issued proceedings in the Northampton County Court and I have 14 days to respond. I was going to ring them but don't want ti contact them until I know this is the right course of action. Thankyou in advance for any help.
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