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Rob_88

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About Rob_88

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  1. Hi there everyone thanks for the replies. Now I think I'm gonna leave that default where it is. Now onto my other question. I have missed payments in the last 6 months. How long are they likely to affect my credit for because i got declined for an Argos card & Lloyds bank overdraft. Many thanks Rob
  2. Ok thanks for that. The default itself is registered to an old address of mine for when I lived at home. Because of prior experience with myself they are walking on eggshells with me as it is & ive a good mind to start picking up the phone to them and god help them for what would come out of my mouth but that won't solve anything.
  3. Good afternoon. I am back under anew guise. I posted last year about a Minicredit default a £200 that ended up a £1200+ one after non payment. I hate the companies & now the default stands at £522 with Kapama & shows 5 years of non payment on my noddle file but is not present on my Experian or ClearScore files. It's on there till march 2018. Do I let it slide, I've still been getting voicemails from Opos demanding to speak to me (I blocked their numbers so that's their best way of trying to get in touch with me) for all I care they can do 1. Will that default disappear in a years time. I've a couple of other issues but that's 1 I'm looking to clear up for now. Thanks in advance Rob
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