Hi Good News and Bad but just! We have just been notified that they will accept 5577.26 from the guarantor as full and final settlement of liability based on the information put forward. However they will pursue the costs and interest from my daughter. To a large extent I do agree with what has been posted but without being biased, my daughter didn't quite bury her head in the sand but was naïve in taking on board what they said to her. The emails I referenced in my previous post, she has confirmed she has them and they confirm that she didn't need to pay anything until the equipment was sold (which they did collect and sell, the balance being 5577.26) and when it was they would give her a breakdown and renegotiate a payment plan. It was at this point she left it with them. She will have to file her defence by tomorrow but based on what you have posted will advise her to contact them in writing and try to negotiate the settlement. I'd like to thank you for all your input and advice, quite bazaar how something has been dragging on is sorted within a couple of days. Thank you

Hi I have attached the pdf, on reading the particulars only points 1 and 2 are correct. point 3, agreement was terminated in august 2017 (to which our daughter was told that they would negotiate a payment plan when the equipment was sold and not to worry, she may have emails to support this, she is checking). point 4, a breakdown of costs and no documents have ever been received. point 5, The claimant has never corresponded with us regarding repayment. It appears I was a little zealous with the 1000.00 costs, the difference between the balance 5577.26 and 6479.48 is made up of court cost, professional fees and interest. Even so had we been notified in a timely manner there would be no interest. the SAR's are sent and in addition have sent a letter to Admiral-Leasing explaining that we are still prepared to pay the original balance. claim form 2.pdf

Unfortunately it does seem that way. Ok I have tended to the SAR's, they just need signing and posting recorded delivery. It turns out that the forms were not posted but done online. so I have requested our claims form back from the solicitor, actually asked her to scan and email so will attach pdf as soon as it is received. I will see my daughter tonight and collect her form also. Thank you.

Hi and thank you, 'customer services' very good, will definitely take this on board and do as you suggest. I will prepare a SAR and get it posted. The claim form has been posted with the intention to defend as advised by our solicitor, this was so the solicitor would have time to correspond with the Admiral Leasing solicitor regarding the process and in the event that they would accept the payment. I will see if my daughter has copied her claim form as we just gave ours to the solicitor. (can we get a copy from anywhere) As for intentions, we just wanted to pay the outstanding balance with no further action, however we don't intend to be duped and will do what is right as to not let this happen, (could really do without a CCJ as it may impact our business plans) Since the 29th we contacted our solicitor, explained the situation and left it with them, I believe our we lost a week due to the fact our solicitor was poorly. We received correspondence yesterday from the solicitor stating that the Admiral Leasing solicitor would only accept full payment. Our daughter phoned Admiral directly yesterday to offer payment and they refused. they said they would have to contact their solicitor first to see what is what. (another 'customer services' moment!)

Hi, This is a frustrating situation and time is pretty limited so hopefully someone may be able to help. Lol due to the fact that i'm the family banker this post is on behalf of my partner last year our daughter acquired some equipment and used Admiral Leasing, (my partner was the guarantor). The equipment was not proving to make the profit that was required and our daughter contacted Admiral Leasing, explained that she could not afford to keep up the repayments and asked for a solution. She was informed that they would collect the machine and it would be resold. She was then told that they would negotiate a payment plan for the balance after the machine was sold. In August 2016 our daughter and my partner received a letter of termination, this included the outstanding amount. Our daughter phoned and enquired about the letter and was informed that this was a default template generated by the computer and that there was nothing to worry about, they would negotiate the balance as soon as the equipment was sold on. On December 29th 2016 both parties received a letter for a county court summons from Admiral Leasing for the amount of £6,479.48. We were a little bemused because on reading the Plaintiff comments: - have contacted parties on numerous occasions to resolve outstanding balance, have supplied all necessary paperwork, no resolve. Prior to the court summons my partner received no correspondence what so ever from Admiral Leasing or their acting solicitor. Our daughter did not receive any correspondence either. She contacted their acting solicitor and was told that he had sent her numerous emails, she said that she had not received them and could they resend, to date she has not received them. She also pointed out that she had phoned several times to check on the situation with the machine sale, she was told not to worry as they would contact her as soon as it was sold. Furthermore she offered to make a payment plan which they would only accept if we put a voluntary charging order against our property. We were not prepared to do this. We spoke with a solicitor and explained the situation, they contacted the Admiral Leasing acting solicitor and offered payment of the outstanding amount which was left after the machine sale £5577.26, they stated that we would not pay costs as we had not received any correspondence. The acting solicitor refused and said they wanted the whole amount. Our solicitor then just said pay it as its not worth the cost of proceeding. (should we just give in and pay the extra £1000.00?) We do not dispute the machine balance and have offered to pay, we do dispute the costs on the assumption that had they sent a request of payment to us after the machine was sold, we would have paid. Also should they not have sent us a default notice or a letter before action rather than a court summons? does the credit agreement not protect us against this? It seems like their solicitor has just jumped the gun to stuff an extra 1000.00 in his back pocket! Any advise would be grateful, unfortunately due to the time it has taken to process information with the parties involved we now only have until Thursday to reply. Thanks in advance