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About mutilatedlip

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  1. Hi All I received a random text from Capquest providing me with a link to a letter that was 'awaiting' me. I deleted it and didn't click, but if you click on it, I'm pretty sure they could count this as you having read the letter. Just a heads-up. This is the first contact I've had since this thread started a couple of months ago.
  2. Wise information. I read all the other threads, and did notice the lack of actual evidence pertaining to real letters of CCJs being issued by them. The guy that contacted me yesterday didn't ring back, and nor did previous Capquest callers. I think your 'next job next agent' style perception of them sounds pretty much spot-on. Annoyingly, we're looking at 300,000 people. Shame we couldn't all protest and just stop communicating with them. They'd never manage.
  3. I hope not! I'm pretty well covered - I subscribe to the Experian service, and have web tracking etc. on all my details. You know when you absolutely rack your brains but can't think of anything... Have many people received CCJs following the Erudio/Capquest debacle? I really cannot recall if I deferred back around 2012 or not. I've never spoken to these people via the phone. If I were to send an aggressively worded Statute Barred letter, as per the template, and demanding they no longer contact me, and add in I've never signed an agreement with Erudio, do y
  4. Agreed. I was a little shocked when my desk phone at work went. That's quite a shocking and threatening move intent on intimidating. Could be pure coincidence. They didn't take me through security anyway. And surely any company ringing would try and send a letter. I'll just keep ignoring it and fail their security. I've never once discussed anything regarding the SL over the phone, back with SLC and definitely not with Erudio. So many strange calls nowadays it's difficult to vet them all. Best option is play dumb via the phone. If anyone needs to contact, I'm sure they'll w
  5. Hmmmm. Interesting. Well I'm not getting through their security, and I'm loathe to discuss stuff on the phone. I guess they'll have to put it in writing. My credit file is up to date, so my new address is on there if they're that desperate to search. Thank you for your input.
  6. I'm a member of the Experian site, and I regularly ensure all my details are up to date etc. and there are no rogue entries on there. I've always kept creditors up to date. Just not the SLC. Very peculiar. It was the only thing I could think of. I received a letter from Capquest last week saying they'd previously written to me (they certainly had not), but just binned it.
  7. Thanks kindly for the response. Very confusing. I've never had a payday loan, have no overdraft, loans or any such thing. Must be pure coincidence. Really appreciate you getting back to me.
  8. Hi All I've been a silent reader of this excellent forum for some time now, but as of now I need a little help/friendly advice. I had an old stlye SLC loan (pre-97) which I'd deferred for many, many years, moving address along the way. Hadn't heard anything for years, then some Erudio letters arrived via an old address, which I ignored (not always the best course of action), and recently I've also received letters from Capquest who I gather are one and the same. Alongside this, I've had calls/texts and have been harassed extensively. Occasionally, I've tried to engage in co
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