Jump to content

Talos77

Registered Users

Change your profile picture
  • Posts

    7
  • Joined

  • Last visited

Reputation

1 Neutral
  1. Can I ask why they would be unlikely to chase the debt through a European Enforcement Order? I would assume that they simply instruct local counsel to make a claim through local courts. And then slap legal fees on top of the debt?
  2. Thanks for the advice unclebulgaria. Charities I have spoken with all keep saying I should not worry about a relatively small amount of unsecured debt but to me it seems like a lot and I hate not being able to pay it off. I will take your advice and inform them in writing of my new address. Thanks again.
  3. Thank you unclebulgaria. By 'suffer the consequences' I mean how long can my creditors or the dca that may buy the debt from them pursue me for? 10 years? Forever? Also, someone advised me making an offer of a token £1 monthly payment, but even that would make no sense as I would have to pay it out of an overdraft! Finally, would the statute of limitations apply in my case, assuming I make no payments and live abroad?
  4. Thank you very much dx100uk. I informed the creditors via Tel of my new address but have not sent anything in writing. I also sent my new address and Tel no to Barclays Partner Finance via their online contact form. assuming they sell the debt on to DCAs over here, how long can they chase me for it? Also, could the creditors obtain a CCJ against me? Either at my last uk address or my new address? Please excuse the probably silly questions, I am totally lost and trying to explore all scenarios. Again thanks very much to all of you for your precious time and infix Happy new year
  5. Thanks very much unclebulgaria. I have informed everyone of my new address here in Greece. As for obtaining a DRO, the rules say that you can apply for one having lived in England in the previous 3 years. I am in contact with a charity which claims that we can do everything via email and I must supply a uk address and contact person to receive the actual application form, as the charity cannot post abroad due to limited funding, etc. So Plan A is to obtain a dro. If that fails, I simply cannot pay the debts off and must suffer the consequences. I read somewhere that my creditors can apply for a change against me even if I am not resident in the U.K. And then enforce it through a European Enforcement Order, anyone know about this? Again thanks to all of you for your replies, to you too Old Cogger.
  6. Thanks for your reply dx. I will probably never return to the UK, as family are here and not keen on living in the U.K. As for me, I miss it dearly and think of England every day. But I digress, the answer to your question is no. Regards, Talos
  7. Dear All, Thanks for accepting me on this lovely forum. Here is my story: I owe about 9k to Amex, 1k to Barclays Partner Finance and have an overdraft with Santander of about 1.4k. All the debt has been incurred in the U.K. while I was resident, but I recently moved abroad in the EU (Greece) to live with my family. I was planning of clearing the debt but will soon be out of employment. I have been trying to get a dro woth Stpepchange and National Debtline, both of whom have been fobbing me off. I realistically have no means of paying my debts off, although I would dearly like to do so. The question is what would my debtors do to chase me for the debts? Thanks and regards, Talos
×
×
  • Create New...