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Everything posted by Woody08

  1. I’m taking Direct Auto Financial Services to Court Their Solicitor Irwin Mitchell states in their reply they will be defending my claim. Has anyone else taken DAFS to court? What did they do? Any help thanks
  2. It is a cold weather Payment people on benefits get on top of your benefits don’t worry it doesn’t effect your usual benefits
  3. I wouldn’t bother they told me I chose to have them extra covers so I don’t have a case. Even though I was told I had to have them to get the things I wanted now they are saying I chose to add them which wasn’t the case. But now it is my word vs theirs so I can’t win then can I
  4. Hi Sorry to bother you I have a question concerning Monument credit card on the SAR documents how did the PBP come up On your statement? Under what name and how much was it? Did it vary each month Thanks for your help if you can
  5. Is there anyone else that has uploaded their statements that I could cross check please as I can't see where there was PBP added thanks
  6. Never knew I had it. What is Merchandise Interest at 1.666% per month Annual charge £15
  7. I will have to scan later as can't now but on customer service memo it says CODE 14 PBP NoV sent Aug 05 notifying PBP re-price to 0.69% with CAP, effective 01/10/05 What does this mean
  8. Yes can't see anything on there though. Do you know why the copies aren't statement type copies
  9. Hi I received the paper work requested and I can not tell if I have PBP on it as there are not proper copies of the statements Just typed on to paper all squashed together.is this the norm to not get statement copies and how do I find it I paid PBP as not clear Any help be great thank you guys
  10. I'm on my phone is it a different format as I press my name and it just goes to my name saying message
  11. How do I start my own thread thanks
  12. Hi I am also having a battle with DAFS and got to the stage where I can't think of what way to turn now. I received a SARS request and got things I never signed just look like they written on plain paper for some the main thing I am disputing is that how they got me to sign into an agreement when I was not employed I was told that we wouldn't get the credit if I didn't sign the PPI I told them they had deceived me into the contract as there is No way I could have been accepted as a second customer as I had no credentials to be able to sign into a legal agreement then they came after me for the debt making me ill I am trying to see where to go now as I know they have done wrong I just don't have the legal know how to get them they did this to me I was going to go to WATCHDOG but would I get any compensation for what they have done to me with the deceitful Practices PLEASE HELP!!! at the end of my Mental state ��
  13. Sorry don't understand what you are saying to do not very savvy On the jargon
  14. Brilliant thank you just been through it all and there are a lot of Descrepencies on our signatures and no actual Policies Ref numbers For The PPI or BC and on one sheet it actually says did you understand the what the person selling you the car had told you And it blatantly says no. Just thinking where to go from Here now Sick of it all the bull crap doing my head in. Making me ill.
  15. Hi sorry been a while I have received a cd from DAFS which apparently contains all paperwork from original documents but The password they gave me doesn't work. I was wondering if anyone has DAFS number as I asked for an email but they diner Have one which for a company I find a load of bull crap. I'm so close but really need to get into my file Before I can plan my next step. So if anyone has a number it would be Most appreciated if anyone has. Thank you.
  16. Yeah Not Bailiffs debt collectors to pay the insurance premiums as I signed the 2 signature which they said I had to do but I explained I wasn't working but they said it is ok. Then I started getting letters to pay the outstanding balance of Breakdown insurance and PPI
  17. I was told that I couldn't have a refund by the FOS as DAFS were not registered I tried to look through the contract and see where I could go and then the threats came from Bailiffs for me to pay the insurance I had a breakdown and became really ill and depressed paid the insurance in one go and it got left for ages. now I am trying to sort it but it is making 'll again I feel I have a bit more evidence to prove they under handedly got us to agree to the insurances etc just need someone to just check It is a way I can go.
  18. Hi do you have the contact details for Monument please?
  19. Hi I am looking into if anyone has been repaid PPI from Yes Car Credit / DAFS when they took out a car loan before 2005. Any help please I think I have a fight as I have been battling this for 12 years because I have been ill So any help would be great thank you.
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