Thank you for this I have just got off the phone with them and got the same story but I hadn't read your message so I'm jumping back on the phone and asking them to check microfiche!!! Thank you I've spoken With them again and they've now found the last payment made they said it was July 2011 which would make it under 6 years must have stayed on an uncalled direct debit must have not been cancelled so would mean can't use status barred defence

Hi thank you for referring me to Noddle. I have set up a profile and checked and yes this account is on there. However it shows default date and these details: Account start date 14/07/2009 Opening balance £ 4,867 Repayment frequency Monthly Date of default 06/03/2012 Default balance £ 4,867 However.. ..the default date was end of 2010 that would have been my first missed payment definitely not 2012. I know this for sure. I have also called Barclay card as per the above poster kindly recommending they have said they cannot see when the last payment was made. they have checked as far as 2012 and cannot see this and they also have a default date of 06/03/2012 ....i'm positive it was end of 2010 i made the last payment! He suggested I write to them and pay £10 and request my credit card statements and that they can go as far back as 6 years. Is this something I should do and would it restart my 6 yrs? Also i have now today sent my CCA and CPR requests by recorded delivery and tonight will acknowledge the Claim.

Date of issue – =17 Nov 2016 What is the claim for – 1.This claim is for the sum of £4867 in respect of monies owing under an agreement with the account no. (4929************) pursuant to The Consumer Credit Act 1974 (CCA). The debt was legally assigned by MKDP LLP (Ex Barclaycard) to the Claimant and notice has been served. 2.The Defendant has failed to make contractual payment under the terms of the Agreement. A default notice has been servced upon the Defendant pursuant to s.87 (1) CCA. 3.The claimant claims 1. The sum of 4867 2. 2. Interest pursuant to S69 of the County Court Act 1984 at a rate of 8.00 percent from the 06/03/12 to the date hereof 1706 days is the sum of £1820 3. 3. Future interest accruing at the daily rate of £1.07 4. 4. costs What is the value of the claim? £7197 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Credit Card When did you enter into the original agreement before or after 2007? 14/07/2009 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. This was Barclaycard apparently don’t have any of the cards/account details anymore but looks like it was passed to MKDP and the Hoist Holdings Were you aware the account had been assigned – did you receive a Notice of Assignment? None received was not aware Did you receive a Default Notice from the original creditor? None received Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? None received Why did you cease payments? In 2010 towards last quarter can’t remember exact date! What was the date of your last payment? In 2010 towards last quarter can’t remember exact date! Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No

Hi all I am so stressed and with nausea right now please help!! In 2009-10 a 10 yrs relationship broke down badly leaving me with a heap of depression, fallen company, stress and debt which was mostly under our personal names. Sorted some of it out such as car debt and mortgage but this credit card debt was completely untouched and i never responded to any letter/call what so ever from the beginning. The debt was a barclaycard...apparently the value is £4867 plus interest etc claim form arrived for £7197....I am beyhond worried. This barclaycard debt is now around 6 yrs of no payments except i dont know exact dates. I have not kept any paperwork of the debts at all. I have literally moved about 6 times since and over the last few years the mail for debts has stopped soming through. In 2010 around this time would have been my last payment .It says the debt was legally assigned by MKDP LLP but i could swear ive seen a letter about a year ago saying it had changed over and offering a lower payment i think about 1000 or something but i didnt keep the letter and it was not from this company either it was lowells i think. There had been hundreds of letters from various debts and although the others have definately fallen past 6 years this is the only one i kept on paying the minimum on direct debit for longer until end of 2010. I then cancelled all the direct debits and left the account. The name on the form is not my full name either its my first name and one of the surnames. My surname is composed of 3 diferrent words. Having moved several times and changed to a basic bank account due to not wanting credit etc ive lost all the information. On top of that i have since gotten married and added my husbands surname to my existing name. Help there is no way on earth i can pay this £7k even with a decent job, after maintaining my house and family (have a toddler) 1. Im assuming this is not a fake letter it's not in blue its all white and poor quality - it says in the pack is admission form N9A - defence and counterclaim N9B - acknowledgement of service 2. How would i even know these figures are correct...they are claiming interest since 2012? 3. I have never received a notice from them they are supposed to serve this right? 4. None of the letters have said anything about this company Hoist Portfolio this is the first i heard from them....many other companies ie lowells but not this one 5. Can they really own the debt i think various other companies have written to me about the barclaycard Please help with some advise where from i go from here?