Defense was they had served me the CCJ at my address, and that I could evidence to them I had notified them. The CCJ was set aside in December 2017 The CCJ was issused April 2017

Great thanks

I have successfully had a CCJ set aside - as Cabot hadn't updated my address. But now Rushtons are asking me to sign a Tomlin order for repayment of the debt. Do I have to agree to this? Or should I just insist on a repayment agreement. The debt is for a Credit card.

Yes they provided a very basic statement which showed the last payment was in July 2012, so its within the 6 year time frame.

I have no idea when I actually took it out, as its disappeared from my credit file as its over 6 years since the defult, but its not statue barred (ive tried that). The loan would have been taken out in person in a branch I believe.

Yes the adress was correct at time of application, yes T&C's were also included, but the standard ones should I upload them?

Help needed please. Debt was with Lloyds who assigned it to 1st crediticon on 31/7/2012. I have kept them at bay for years with CCA requests which they failed to deal with. Now they have sent me a copy, which is clearly a reconstruction. I am also sure that the loan was taken out before April 2007. So bearing this in mind they have to provide me with a Signed copy to enforce the debt? I have attached the response to the CCA and the CCA (i have removed my address from the CCA) Any advice would be great 1st Credit CCA.pdf

Help needed please. Debt was with Lloyds who assigned it to 1st Credit on 31/7/2012. I have kept them at bay for years with CCA requests which they failed to deal with. Now they have sent me a copy, which is clearly a reconstruction. I am also sure that the loan was taken out before April 2007. So bearing this in mind they have to provide me with a Signed copy to enforce the debt? I have attached the response to the CCA and the CCA (i have removed my address from the CCA) Any advice would be great