Jump to content

davesel

Registered Users

Change your profile picture
  • Content Count

    16
  • Joined

  • Last visited

Community Reputation

1 Neutral

About davesel

  • Rank
    Basic Account Holder
  1. Payments as offered in my statemrnt
  2. Blemain did not oppose the application. Now to deal with the charges.
  3. Can I quote? Cheshire Mortgage Corporation and their Chief executive moser Fined £1.225 million Which is part of the BLEMAIN Group reported today 10/12/2012 The FSA said about 2000 affected customers of CMC could now receive compensation The regulator said that Cheshire Mortgage Corporation failed to treat some of its customers fairly when they fell into arrears, was unable to always show the mortgages it sold were affordable, and did not always communicate reguarly or fully with its customers its investigation found that CMCL overcharged some customers in arrears a
  4. Hi, I was thinking of handing in the following to court on Monday, just in case their are no duty solicitors or I get tongue tied. Bad idea>? Please advise. I attached a Statement to my N244 application, however, I feel there are a number of points I have omitted and would be grateful if the Court could take the following into account in case I am unable to express them very clearly in Court. Prior to the last hearing, the date on which the monthly charges are applied were changed from the 7th of the month to the 21st, however, I see Blemain have continued to make the charg
  5. Hearing set for Monday morning.
  6. Hmmm.....think I will stick with statement in post 17. All I have done is make the payments as agreed, albeit a little late.
  7. Just a little last minute tinkering - is this a bit too much emphasising a point: I am the defendant in this case and respectfully request the court to consider the following information when hearing the above case : I fell behind with the monthly payments agreed by the Court on 6 December 2015 as I am an self-employed and a large project was delayed and so was payment. However, nearly all monies owing to me have been paid and I have made two payments of £780.29 and £1,180.29 in the last nine days bringing the monthly payments set by the court up to date, and using the
  8. Is this ok? Claim No: XXX In the XXXX Court Between Blemain Finance (Claimant) And Mr Dave SE (Defendant) STATEMENT I am the defendant in this case and respectfully request the court to consider the following information when hearing the above case : I fell behind with the monthly payments agreed by the Court on 6 December 2015 as I am an self-employed and a large project was delayed and so was payment. However, nearly all monies owing to me have been paid and I have made two payments of £780.29 and £1,180.29 in the last nine days bringing the
  9. Thank you, I will redraft and post again. Another sad, but true - I managed to reconcile the account and the arrears figure is monthly figures only. But no statement reflect how much I really owe! On the plus side the figures in their own statement show up to the December charge but before I made the payment that month so I can prove I have reduced the arrears by nearly £1,400 I(nearly 20%) n 10 months. That has to be a positive, doesn't it?
  10. Ell-en, do you think there is any weight in mentioning the excess fees added by Blemain in the letter as the guys mentioned above? The most recent figure prior to making the payments recently put the arrears at nearly 15 months behind and this is quite ridiculous - there must be additional charges. Should arrears ONLY comprise of the monthly charges?
  11. Does this appear ok? Claim No: XXX In the XXXX Court Between Blemain Finance (Claimant) And Mr Dave SE (Defendant) STATEMENT I am the defendant in this case and respectfully request the court to consider the following information when hearing the above case : I fell behind with the monthly payments agreed by the Court in November 2015 as I am an self-employed and a large project was delayed and so was payment. However, nearly all monies owing to me have been paid and I have made two payments of £780.29 and £1,180.29 in the last nine days brin
  12. Many thanks for the link. I will post the narrative for my N244 on here, so anyone can advise me if I am getting it wrong.
  13. OK, Blemain now paid up to date in line with the November court order, i.e. monthly amount + £80. Leaving Blemain arrears of around 5k. The soonest appointment I could get with the court office was 10.30am tomorrow to submit the N244 in triplicate which they believe will mean a Monday hearing. At least that gives me time to reconcile the latest Blemain statement which I believe will bear no resemblance to the hidden balance, they dare not show, until you think you have repaid the loan. I need to earn some money now and will come back with my findings this evening and wi
  14. OK what is the best way to challenge/discover penalty charges - SAR? And should I mention I am doing this in the N245 application? I need a bit of guildance with this.
  15. I will tackle penalty charges once this is sorted. First things first. When I made the application last year I took the N245 to the court office and paid for it over the counter. Is it possible to make the application online. I need to do it today as the eviction is set for next Tuesday, so assume in person would be better. I would have made it ages ago but I was waiting for the transfer to make a payment to Blemain. I will be making the payment to Blemain to bring the court payments up to date just before making application. Can I attach a bank statement as proof of payment in
×
×
  • Create New...