will be phoning tommorow

we phoned this morning 4 times and eventually got through to a person on the other end not a robot thank god anyway gave details and she looked it up and said that she could not find anything about the account the other option she said was to phone number supplied by her to see if they have anything

this number is only available from 9-5 monday fri:|

correct my error on that one thanks for the correction

ok will their customer service supply me with the details???

shes going to phone customer service when she gets home 6 tonight

yes some point if that was assinged over in 2001 then i must be defaulted prior to this date i cant find any documents to cover this

i tried to contact them sorry if i didnt explainin begining this is my wifes account they would not spreak to me only the account holder

she was working il get her on it asap when she finishes work she works awkward shifts anyway thanks everyone you bveen great in helping me

ive written the number down for her to call as i see it is a 24 hr call centre is barclays customer service the one i need

martin2006 question for you

i sent both the letters by royal mail signed for

i am a bit worried that they could say they didnt get it

i have check and they were both delivered and signed for and both receipts are printed off but signature is non distinct any idea??? is that enough proof

checked closed accounts te file is not there either???

sorry about that but i posted where it went i dont know

mortimer clarke solicitors

on the end it say the defendant therefore claims 2742

no section 69 intrest

no account number even

the diffrence in the amount is that one includes costs

what do i ask bc for please???

also to add there is no account number to be seen would bc be able to locate it

Name of the Claimant = Cabot Financial (uk)ltd

Date of issue = 14 sept 2016

What is the claim for -

1.by Agreement between Barclays Bank and the defendant on or around 19/5/2001(the agreement)barclays bank plc agreed to issue the defendant with a credit card

2.the defendant failed to make the minimun payment due and the agreement was terminated

The agreement was assinged to the claimant

The claimant therefore claims £2742

What is the value of the claim? £2927

Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account?credit card

When did you enter into the original agreement before or after 2007? 19/05/2001

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. cabot

did you receive a Notice of Assignment? not as I am aware of

Did you receive a Default Notice from the original creditor? same not as i am aware of so long back

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no

Why did you cease payments? new child/ not working

What was the date of your last payment cannot confirm that

looked at noodle there is nothing from cabot on there

maybe worth a sar???

thanks for that unclebulgaria the reason i was asking was my friend who is **** scared that baliffs might come to remove his car as he has acouple of ccj and he cant afford to pay them he lives in the country no bus service or very limited and his wife works 10miles away and he gets a lift as well

anyway thanks

claim form 14 sept answered 18 sept

cca to the claimant

cpr31.14 to the solicitors

mortimer claorke solicitors

the last payment or aknowledgement not sure about this one

sorry about that martin

poc are as follows

by an agreement between barclays bank plc and the defendant on or around 19/05/2001(the agreement)Barclays bank plc agreed to issue the defendant a credit card ,the defendant failed to make the minimun payment and the agreement was terminated ,the agreement was assigned to the claimant the claimant therefore claims the sum owing

sent defend all on line

sent cca letter 2 days after recieving claim also sent cpr 31.14 asking for the following

Agreement /contract

Assigment

Termination of agreement

question on removal of car by baliffs

if it was to prove that removing a car would cause hardship on the person such as living in the country no bus service to work possible loss of employment to both husband and wife children too costly to pay for taxi could you appeal against the removal of car

this is just a question it has not happened just wondering in the back of my mind

at the moment i have defended all that gives me 28 i have sent away for +5 days

I have sent away for the following info from them

1. Request for copy of my Agreement as underConsumer Credit Act 1974 (Sections 77−79
   
2. Request for documents mentioned in a statement of case under CPR 31.14
   

I am in the process of fighting a county court case and have looked at my credit on noodle there is no mention of the account on it how acurate is noodle??

ive learnt a few already

hi everyone had a quick browse and this forum looks a handy source of info :smile: