Rachrover
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Hi All, Yesterday whilst I was out at work, I had a surprise visit from a bailiff who handed over a letter to my boyfriend stating that if I don't complete the means form & return it, I could be sent to prison. This came totally out of the blue to me as I haven't had any court order letters & I was confused about where this had come from or what it was related to. Quoted on the letter was Phoenix recoveries which also means nothing to me, I have had no correspondence from this company I called the bailiff and all he could tell me is that it was from a debt in 2005 and it is for collection charges. The original debt was £4300 and the amount they are now seeking is £1400. I did default on a loan around that time and was subsequently given a CCJ which has now been cleared from my credit history as 7 years has passed since the CCJ was issued. The bailiff gave me the number of the solicitors (Mortimer Clark) to call and ask them but I just wanted to ensure that I have all the information I need prior to discussing with them. I'm sure this can't still be chased 11 years after the original debt, especially if I have already previously been issued a CCJ I really am not sure about this and could do with some help with facts prior to calling the solicitors. Sorry for long winded post but I wanted to get all the information in & hopefully someone can give me some guidance. Thanks in advance Rach
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