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macygray

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Everything posted by macygray

  1. Many thanks , it's quite messy. Unfortunately, the IVA has been revoked by the court because PARATUS objected to it claiming they were not informed and did not vote. Currently my husband does not have any arrangement with the other creditors who were part of the original IVA. That is another issue I don't know how to go about, despite the fact he offered 2 improved payment arrangement to them. Yes, they have court judgement for the total amount already and now want to place the amount as a charge reason I'm being contacted in case I want to raise an objection. Based on
  2. my husband entered into an IVA agreement over a year ago and listed all his creditors with some being debts from repossessed properties. An arrangement was agreed which he adhered to around March this year he received a letter from PARATUS that we were about to sell our home and they object to the IVA citing the fact that they were not included in the arrangement (which according to them they would have voted against anyway, as they can see there is equity in the property!). Alarm bells started ringing because: 1. the house was not on sale (we later found out it was our neig
  3. Yes they obtained judgement for the interim charging order in the County Court and now want to make an application for the charging order 'We enclose by way of service upon you a sealed copy of the Interim Charging order made by the County Court Claims Centre together with a copy of the application for a charging order. Should you wish to object to our application then, in accordance with the Interim Charging Order, you must file with the court within 28 days of service of order, written evidence stating the grounds of your objections.'
  4. Hi Andy, many thanks for your input. 1. We do not have any issue with our mortgage company (our home is mortgaged with another company). 2. The charges that PARATUS want to add are shortfalls from 3 Buy-to-let properties which were repossessed during the financial crisis circa 2009. They were not secured loans. 3. The home rights notice is registered on LR however, I don't know if this protects my financial interest in the property - how to I go about stating it? 4. Any guidance on how to respond to the Interim Charging Order will be appreciated.
  5. Hi All, I urgently need assistance. Background - I'll try to be as brief as possible.. my husband entered into an IVA agreement over a year ago and listed all his creditors with some being debts from repossessed properties. An arrangement was agreed which he adhered to around March this year he received a letter from PARATUS that we were about to sell our home and they object to the IVA citing the fact that they were not included in the arrangement (which according to them they would have voted against anyway, as they can see there is equity in the property!). Alarm be
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