http://www.consumeractiongroup.co.uk/forum/showthread.php?271682-Close-Brothers-Motor-Finance-Doorstepped-after-ONE-late-payment&p=4327771#post4327771 Hi there, I am currently going through the exact same problem have had a letter from close brothers today telling me I owe them £720!! The last I heard from them was a couple of months ago saying I owed them £117. I only missed one payment for my car insurance direct debit when I rang to pay them it said I couldn't pay because the agreement is already cancelled and now they was £720! Doesn't make sense to me! How did you get on in court? Not only do I find it ridiculous that I've got to pay them this amount of money but I can't afford to give them that amount of money! Thanks