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About ED1237

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  1. I have a claim ongoing for a NatWest business account for just over £40k going back to 1991. The case was listed for a CMC for tomorrow morning. I had previously sent Cobbetts a CPR18 request which they failed to comply with and so I subsequently made an application for the court to order them to do so. The court set a hearing application date in January so I wrote to them asking that the hearing be brought forward prio to the CMC or that the hearing for tomoorow be vacated and listedfor after the application hearing. I found out yesterday that the cout have tagged on the application hearin
  2. Hi Nomis, Ok, here is the defintition provided by the FSA:- FIT 1.3 Assessing fitness and propriety FIT 1.3.1 The FSA will have regard to a number of factors when assessing the fitness and propriety of a person to perform a particular controlled function. The most important considerations will be the person's: (1) honesty, integrity and reputation; (2) competence and capability; and (3) financial soundness. FIT 1.3.2 In assessing fitness and propriety, the FSA will also take account of the activities of the firm for which the controlled function is or is to
  3. If you are now in a position to pay the whole debt, i would offer it to the council. If the baliff does get hold of the landlord who then pays the bill, Iit is likely he will then sue you for the amount plus costs.
  4. Just a couple of questions: 1) How long have you been with the company? 2) Have you been advised that you can take in a witness to these hearings? 3) Do you belong to a union recognised by the employer?
  5. If your out there YourBank, can you help? or point me in the right direction. Nice to speak to you again by the way
  6. Hi Trilby, Thanks for trying. Can you get me a copy of the general terms that you found. i don't have a fax so is it possible to email them. Thanks for your help. Mark
  7. They will have to prove that the last communication was within the limitation period. If the debt was taken out in Scotland then Scottish law applies. However if it was taken out in England and you subsequently moved to Scotland then the longer 6 year period applies. If it was taken out in Scotland then I would also demand that the DCA removes the default from the creditfile. Hope this helps.
  8. Nomis, Sorry you have found yourself in this situation. Firstly, to call it fraud is inacurate. The pension fund made the mistake, not you. It really depends on how long you have been employed, but my guess is you will probably receive a warning, especially as the debt has been settled.
  9. Hi Trilby, Early second week in December. I have been searching for these for ages and it's starting to give me a headache:-x
  10. Does anyone have a copy of the Natwest business account terms and conditions in effect for 1991. I have a hearing looming and am in desperate need of them.
  11. Does anyone have a copy of the Natwest Business account terms and conditions in effect for 1991. I have a hearing looming and am in desperate need for a copy.
  12. Hi Porsche, They have to send her a copy of the agreement within 7 days. As this was signed off site (distance selling) they have to include her cancellation rights. This link may to theOFT may be of some help.The Office of Fair Trading: Credit and hire agreements
  13. Hi Kendall, As he can not buy just one panel he is justified in charging you for a complete pack. As to the sink £40 per hour would be about right, although personally, i would ask for a copy of the invoice as he can only cover the costs not make a profit.
  14. Unfortuantly not. There was some research on the subject a couple of years ago and the shocking statistic is that it is estimated that 35% of fathers names on birth certificates are not the biological fathers. Now most people come into contact with 100 people, so which are the 35 that you know who have no idea that thier father isnt thier father.
  15. The simple answer is yes you should be getting yearly statements
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