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fabhat

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About fabhat

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  1. MY cheque has arrived!!! Dated 17th October...Hurrah! Will bank this today and then this is all over. fabhat
  2. Michael - thanks for that - I just got all the court details, saying that HSBC had put in a defence, so will wait til I actually have the money before I tell the court it is all sorted.
  3. I had closed that account 2 years ago ( because they were so bad) and gone somewhere else already, so I had less risk than other people in some ways. But lots of people on here seem to be okay when they do it once, but watch out if you need to do it twice. Hope it all goes really well for you - lots of luck. fabhat
  4. I GOT IT!!! Hurrah - a letter from D&G offering me the full amount...have crossed out the confidentiality clause and sent back my signed letter. Now, do I cancel the court action now, or wait until they've sent me a cheque? Help please... And thanks to everyone on here who's helped - I definitely couldn't have done it without this site. £46 on the way to the site, once I get my money. fabhat
  5. At last - a letter from DG solicitors. Wanting a breakdown of charges...for the third time! What shall I write in the letter? Just a simple here are the charges, i look forward to hearing from you soon type thang?
  6. Thanks Lateralus and Cogssy1976 - just the info i've been looking for too. I'm at the same stage - and it feels very nervewracking. Hope both your claims go smoothly...sounds like it's just a question of holding one's nerve.
  7. Still NOTHING from HSBC - what are other people's experience of this - do they generally go all the way to the wire? I'm hoping they haven't decided that I'm going to be a test case...any advice/reassurance etc to stop me chewing my nails off would be gratefully received. fabhat
  8. Got a letter yesterday, saying that HSBC have acknowledged my claim - giving them another 28 days to respond... ho hum.
  9. No news yest from HSBC - according to my MCOL letter they still have 12 days to reply...feels like a long time, but I know I'm close to getting my money back now! fabhat
  10. Hi Dan/Chris Still waiting for any response. I will let you know as soon as I hear anything...Feels a bit frightening taking them to court - but I feel less worried knowing they haven't taken anyone else on in court - yet! Any news on yours? fabhat
  11. Saying that my action will be deemed served by the 18th Sept - excellent! So, now all I have to do is wait for HSBC to respond...It's all on the final(ish) stretch now!
  12. Thanks - it wasn't the interest calculation I couldn't do - it was simply if the reserving right to claim interest was in addition to, or instead of calculating it. All sorted now!
  13. thank you very much! I know it sounds daft, but it just feels like every step is attempt by the banks to get you to mess up and invalidate your own claim. I'll finish my form now...here's to getting some money back!
  14. Sorry - I've looked everywhere, but I can't find any info on whether to click yes to reserve the right to claim interest on the MCOl form...I've added the interest into my claim, so am i reserving the right to claim more, or just what I've already claimed... Please help!! fabhat I'm sorry - I've had to start a new thread, as i can't find a way to change the title of my old thread - apols to moderators.
  15. Sorry - I've looked everywhere, but I can't find any info on whether to click yes to reserve the right to claim interest on the MCOl form...I've added the interest into my claim, so am i reserving the right to claim more, or just what I've already claimed... Please help!!
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